State Farm Denies Hailstorm Damage
In late April, 2015, hailstorms and tornadoes ripped through the southeastern states, leaving behind destroyed homes and damaged lives in their wake.
Our client, a woman in Spring, Texas, and her home were no exception.
After the storm, she immediately filed a claim with her homeowner’s insurance company for hailstorm damage, State Farm, asking them to pay for the damages so that she could make repairs and start getting her life back in order.
State Farm hired an adjuster to inspect our client’s home and assess the damage. The inspector found that there were less than $500 worth of damages to our client’s home and finding “no hail related damage to shingles,” therefore denying her claim and leaving her with no recovery to make repairs to her home.
So, our client hired a public adjuster, who conducted an unbiased inspection and found a litany of hailstorm damage that State Farm’s adjuster had left off, resulting in more than $44,000 worth of damages to the home. Seeing that she was owed much more than State Farm suggested, the client promptly sought out Chad T. Wilson Law Firm to help her obtain the recovery she had, essentially, already paid for through the purchase of her insurance policy.
On Tuesday, July 5, 2016, the Chad T. Wilson Law Firm filed suit against State Farm insurance company in Harris County, Texas for violations of the Texas Insurance Code and wrongfully denying her coverage under her policy.
Through its adjuster, State Farm conducted a substandard and improper inspection of the client’s home, which grossly undervalued the cost of repairs in its estimate and yielded an unrealistic amount to underpay coverage. State Farm unreasonably adjusted our client’s claim, misrepresenting the cause of, scope of, and cost to repair damages to her property.
Because of State Farm’s misrepresentations, our client was forced to hire an attorney to file a lawsuit for insurance benefits.
If your homeowner insurance carrier has denied your insurance claim, we can help. The experienced property insurance attorneys at Chad T. Wilson Law Firm have represented more than 1,000 clients in cases against insurance companies and aggressively protect the rights of insurance policyholders throughout Texas. Our consultations are free, and you owe us nothing until your case is won. Contact us today to see how we can help.