Responsible business owners like yourself understand the importance of diligently paying your insurance premiums every month. If an accident or a natural disaster occurs, you feel secure enough knowing your business is covered and protected by your policy. These unfortunate situations can often create a domino effect, leaving you with more financial and emotional strain to deal with at the end of it all.
For instance, hurricanes, floods, fire, and even smoke damage can have its effects long after things have calmed down. This can lead to pausing operations and profit losses until everything has been repaired, replaced, and sanitized.
As a commercial policyholder, you have the right to claim benefits from your insurance providers that help in alleviating the situation and get your businesses back up. However, despite how overwhelming things may already be for you, most insurance carriers still make it a challenge for their clients to claim their full benefits. They often undervalue, delay funds, or completely deny the claims.
Since these insurance firms have their own set of lawyers to back up their decisions, the policyholders are often left at a disadvantage. This is where a commercial claims lawyer in Tampa Florida can assist. Through hiring an attorney to help you with your case, you drastically increase your chances of getting the right compensation and enjoy the full coverage for all the damages your business incurred under your policy.
How can you benefit from hiring a commercial claims lawyer in Tampa Florida?
At the Chad T Wilson Law Firm, the protection of your rights and being able to fully claim what you are due is of utmost importance to us. We assure all our clients that their chosen insurance carriers are held accountable and will be respectfully obliged to follow their responsibilities. In hiring a commercial claims lawyer in Tampa Florida with us, you can expect the following:
Your attorney will handle all communications with the insurance provider, including their representatives, the claims adjuster, the investigator, and other members.
You will be guided through each step of the process to claiming your You will be assisted in receiving temporary funds that are meant to alleviate the effects of business interruption and profit loss
Your attorney will assist in managing emergency situations and its corresponding fees. This may include electrical safety, short-term roofing, employee wages, replacement of damaged staff work tools, and more.
Your attorney will thoroughly calculate a just interruption claim
Your attorney will file the lawsuits, assist through the dispute process, and represent you in appraisal hearings.
Your attorney will offer legal advice when needed and answer any inquiry you may have regarding the case and/ or your policy
Your attorney will file a bad faith claim should your chosen insurance courier fail to provide you with a just insurance claim
Your attorney will file an appeal should your insurance provider undervalue your settlement
Your attorney will handle all communications with your insurance provider’s team of lawyers.
The most common types of property damage included under standard commercial insurance claims are:
Machinery and fixtures damage
Exterior signs damage
It is important to note that not all standard commercial insurance claims cover each of these damages. Some may only focus on a few that are more common in their location. To have a complete set of policies, you may have to purchase them separately.
Standard commercial property insurance usually includes three primary components of coverage. Business owners have the option to purchase commercial insurance coverage as an individual line policy or as a commercial package policy. The latter may group the property damage insurance with other types of policies such as commercial auto and also general liability to ensure that the business owner has ample protection throughout a wide range. Building coverage. This covers losses that are in direct relation to buildings within the property.
Business property coverage. This covers losses to inventory, non-permanent fixtures, furniture, and the like.
Personal property of others. This covers all other personal property within the commercial property.
City Information on Tampa, Florida
The city of Tampa is located on Florida’s Gulf Coast. It is best known for their cultural heritage, beautiful museums, and creative exhibits. Tampa is also known to be one of the best places to get around on foot as it has many efficient sidewalks and many lush parks to choose from. You may also find big cigar factories, world-class restaurants, and other entertainment venues, such as:
ZooTampa located in Lowry Park
Lastly, don’t miss out on any stalls or restaurants that sell Cuban sandwiches. The famous dish, which was created right in Tampa City!
Getting your homeowner insurance company to do the right thing is not easy, it takes time and a lot of effort. With that being said, having the right representation is extremely important and I cannot say enough about how grateful I am to …
After fighting with Allstate for 6 years, we decided to hire the Chad T. Wilson Law firm. Amanda, Devan, and the entire team were able to get us a new roof. The team is very knowledgeable and professional and we are so happy we hired them …
Attorney Amanda Fulton and her legal assistant Devan of the Chad T Wilson law firm provided a superior experience! Amanda represented me in a very difficult case against my insurance company and prevailed. …
We were very pleased with our attorney, Hunter Odom! He worked hard to help us and we are so appreciative of the effort he put forth to get us a resolution in our lawsuit so we could get back into our home as soon as possible. We can’t recommend a better lawyer.
Excellent communication from team from start to finish, never dropping the ball even once, leading to a successful conclusion. I'd recommend this firm and the team, including Amanda Fulton without any reservation.
Attorney Hunter Odom has a very positive and willing to help personality! He is caring and compassionate about getting justice for his clients. Glad to have had him representing us.
Thank you Mr Odom!