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Water Damage and Frozen Pipe Claims Lawyer New Orleans LA

Frozen Pipes Claims Lawyer Jacksonville Florida

Did you know water damage and frozen pipe claims can be very detrimental, not just to your possessions but to your health as well? We’re talking about mold, mildew, and a terrible musty odor lurking in anything from drywall to carpeting. You must contact a water damage and frozen pipe claims lawyer New Orleans LA who is familiar with these kinds of claims.

First, you need to understand that there are different kinds of damage. One type is “direct” water damage, which is the kind of damage caused by a broken pipe or leak in your home’s plumbing system. Your insurance policy may not cover this but check with your agent first.

At the Chad T. Wilson Law Firm, we believe in giving our clients more for their money. That’s why we offer a no-win, no-fee policy. We will take on your case and handle it without any upfront costs. You only pay if we win the case for you. So do not be tempted to handle the insurance claims process yourself; it could cost you everything.

Standard Exclusions for Water Damage and Frozen Pipe Claims

If your home or business has had water damage, you may wonder if you can file a compensation claim. While many insurance policies cover water damage and frozen pipe claims, some exclusions can make it challenging to get the money you need.

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Here are the standard exclusions:
   

  1. The exclusion for pre-existing conditions means that if your property was already damaged by water or ice before the incident, then your claim will not be covered by your insurance company.
         
  2. The exclusion for “wear and tear” means that your policy does not cover any damage caused by normal deterioration of the property over time. This might include mold growth due to plumbing leaks or rotting wood in a basement after years of flooding.
       
  3.  The exclusion for freezing weather means that if you live in a location where freezing temperatures are typical during winter, then any damage caused by freezing temperatures is not covered either.
       
  4. The exclusion for damage caused by earthquakes, floods, and other natural disasters means that your insurance company will not pay for any repairs or replacements if a natural disaster damages your home or business.

What Do You Do When Your Insurance Company Denies Your Claim?

Water Damage Claims Lawyer Jacksonville Florida

You’re left with many questions when your insurance company denies your claim. You want to know if you have any options, what’s going to happen next, and how you can protect yourself from further loss.

At Chad T. Wilson Law Firm, we understand the frustration of dealing with an insurance company that doesn’t want to pay for the damage it caused. We also know how important it is for you to receive the compensation you deserve—and that’s why we’re here for you.

Our experienced water damage and frozen pipe claims lawyer New Orleans LA will help you get justice by representing your best interests in court. We’ll stand up for you when no one else will, so contact us today!

City Information In New Orleans, Louisiana

New Orleans, Louisiana, is in the parish of the same name in the state of Louisiana. There is one unified government for both New Orleans and Orleans Parish. There are bodies of water and wetland on every side of the city. By eliminating the low-lying swamps and marshes that existed between the Mississippi River and Lake Pontchartrain, the city was able to expand to its present location. Every time it rains, the city needs to pump out stormwater. Current flood protection levees enclose entirely the city, defining its relationship with water.

Frequently Asked Questions:

It’s common knowledge that most insurance companies cover frozen and burst pipe claims. However, it’s lesser known how insurance companies have changed their plans, policies, and fine print over the years to ensure less coverage in the event of an emergency.

 

Insurance companies are businesses. This means that even though you pay into a policy for years with the expectation that when you need it most, they’ll be there to cover damage to your home, the insurance company may be looking for any excuse to deny your claim. Sometimes, there’s a legitimate reason for a claim denial. But many claims are denied in bad faith by insurance companies that hope their customers won’t fight it.

If you have experienced a loss as a result of a pipe burst or water damage, document all associated damages and property loss as soon as possible and file a claim with your insurance company.

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The Chad T. Wilson Law Firm Office Locations
1001 Bannock Street, Suite 239 Denver, CO 80204

100 South Ashley Drive,
Suite 600
Tampa, FL 33602

1240 Winnowing Way, Suite 102 Mt Pleasant, SC 29466
630 W. Prien Lake Rd., Suite B Lake Charles, LA 70601
650 Poydras St, Suite 1400 PMB #6018, New Orleans,
LA 70130, United States

41001 Bannock Street,
Suite 239
Denver, CO 80204

1240 Winnowing Way, Suite 102 Mt Pleasant, SC 29466