Insurance policies for hail and wind damage are created with the intention of protecting the policyholder’s property and ensuring they get what they are due should a disaster strike. With weather patterns getting more violent and erratic, it is highly suggested to take into account the sizable damage that both hail storms and windstorms could have on your home or office building, and how much security you gain by investing in insurance. Since the majority of the damage can happen on the rooftops.
One main flaw in the inspection process is that insurance company members often investigate on the ground alone. This happens too frequently, which leads to multiple wind and hail damage claims going severely underestimated. If it is not specified for trained professionals to inspect the roof, the policyholder may lose any repair benefits they would be due from the insurance company.
Especially in our area where storms frequent, this problem can easily escalate over time and cause more damage to your property. Because of this, having a hail and wind damage claims lawyer in Jacksonville Florida can save you a lot of resources and get you the settlement you deserve.
Hailstones are ice spheres hard as rocks that fall to the ground. They vary in sizes, lengths, and free fall at different speeds. When there is a forecast for hail, homeowners would rush to bring their motor vehicles into the garage or a covered area, storing lawn and patio furniture, and closing out blinds to protect the indoors from the possibility of broken windows.
More often than not, hailstorms happen quite fast with an average of 5-minute durations. Despite this, they can cause extensive damages in multiple areas, and sometimes even injuries.
Oftentimes, wind damage is not visible to the untrained eye. While most can spot large dents, broken glass, damaged walls, and large-scale impact, not everyone can see the minute damages such as roof shingles being lifted off but pushed back into place, or window seals getting ripped with little to no signs.
It is not only tornadoes and hurricanes that can compromise your property, either. While the two have proven to bring winds 75mph up, high winds going at least 45 mph can already cause damages. Similar to hail storms, roofs are the most susceptible to strong winds but often go overlooked.
A lot of insurance companies are known to turn down damages that have resulted from hail and wind by frequently denying claims citing manufacturer’s defects or pre-existing conditions.
At The Chad T. Wilson Law Firm, we can assist in conducting a thorough investigation of the property concerned, calculate the total damage caused by hail or windstorms, and work with the insurance company to ensure you receive a fair and accurate claim.
The top signs that there is possible hail damage on your private property are:
The top 5 common effects of hail damage are:
It should be noted, however, that the current condition of your roof and its material’s quality also play a vital role as to whether or not it can hold out during extreme weather conditions.
Jacksonville is the most highly populated city in all of Florida, and the 12th most populous city in the United States. The city was named after Andrew Jackson, who was the first military governor of the Florida Territory and also the seventh President of the United States.
It is home to the Port of Jacksonville, which happens to be Florida’s third largest seaport. The city is also known for its long-running Jacksonville Zoo and Gardens, The Cummer museum of Art and Gardens, St. Johns Town Center that boasts over 1.2 million square feet of open-air shopping, and the Florida Theatre.
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