Hail and Wind Damage Claims Lawyer Lake Charles LA
If a natural disaster destroys your home, filing an insurance claim can seem like a maze of bureaucracy. Most policies include wind and hail coverage, but insurance jargon can be difficult to decipher. For the most part, homeowners who are filing their first insurance claims for hail and wind damage end up making some rookie mistakes.
Many wind and hail insurance claims are wrongfully denied due to corruption in the insurance industry. Be sure to read the insurance company’s denial letter carefully before taking action. They have to provide it. If your home is insured and suffers damage, the insurance company will try to pay you a sum that doesn’t even come close to covering the full cost of repairs. Hiring a hail and wind damage claims lawyer Lake Charles LA can help you maximize the compensation you receive from your insurance claim.
What Should You Do If You Have Wind Damage in Lake Charles, LA?
If your Lake Charles home has been severely damaged by wind, you should check your homeowner’s insurance policy to see if the damage will be covered. You then need to take photographs of the destruction and collect evidence of how your property looked before the loss occurred.
You should contact your insurance provider immediately and arrange for an adjuster to visit your property conveniently. The insurance company has 30 days to submit an offer or recommended settlement, barring unforeseen circumstances.
What If My Homeowner's Insurance Provider Delays Processing My Claim?
Within 30 days of obtaining proof of loss, which an insurance adjuster can give in Lake Charles, LA, insurance companies must make a written offer to pay for any property damage.
After a severe tropical storm or hurricane, it is possible that this timeframe would be extended. In addition, the proof of loss procedure may appear differently. After a proclaimed natural disaster, it might take insurance companies up to sixty days to respond to a claim.
Insurance firms must pay claims within 30 days of settlement. If you believe your insurance company is taking too long to examine or settle your claim, you should speak with a hail and wind damage claims lawyer Lake Charles LA about your legal options. The Chad T. Wilson Law Firm has years of experience representing clients that natural disasters have impacted. We can help you understand your rights and provide legal representation throughout the process.
Get a Reliable Lawyer to Handle Your Lake Charles, LA, Claim for Wind and Hail Damage Today!
Suppose your insurance company unfairly denies or delays payment for damages to your home, business, or loved ones. Whether due to hail or wind, our attorneys have extensive experience and a high success rate in representing our policyholders. At The Chad T. Wilson Law Firm, we have the resources necessary to effectively handle any hail and wind damage claims that you may have.
We’ve won millions of dollars for clients just like yourself and will fight for your rights every step of the way. Having a powerful advocate on your side can give you confidence that your case will be handled fairly and competently. We will handle everything for you and compensate you fairly for your losses. Get in touch with us right away!
City Information In Lake Charles, Louisiana
Lake Charles sits on the Calcasieu River and serves as the parish seat for Calcasieu Parish. It has a prominent port directly linked to the Gulf of Mexico by a narrow channel. More than a hundred festivals and carnivals are held in the city annually, earning it the nickname “The festival capital of Louisiana.” Gambling, rhythm and blues music, and fine dining contributed to Lake Charles’s widespread renown. This city is the main educational hub for southwestern Louisiana. Casino gambling and petrochemical refining are both big businesses in this city. Hurricane Rita in 2005 was a devastating event.
During a high-wind storm, sheds and fences might be damaged; however, is this covered by your insurance policy? Standard homeowner’s insurance policies typically cover repair costs for “other” structures. Storage sheds, greenhouses, and fences are all examples of supplementary buildings. Verify that the Other Structure coverage is included in your homeowner’s insurance policy.
Insurance companies may delay paying out claims after a hailstorm to limit their financial exposure. You may not receive the full value of your claim if you wait too long to file and pursue it. The insurance company will try to put off responding to your claim for as long as possible because delay is to their advantage.
The clout of insurance companies is immense. You need someone well-versed in the inner workings of insurance firms to stand a chance against them. Unfortunately, insurance companies are working hard to increase their profits at the expense of policyholders like you. Since insurance companies lose money when paying out claims, they have the incentive to do so.
Getting your homeowner insurance company to do the right thing is not easy, it takes time and a lot of effort. With that being said, having the right representation is extremely important and I cannot say enough about how grateful I am to …
After fighting with Allstate for 6 years, we decided to hire the Chad T. Wilson Law firm. Amanda, Devan, and the entire team were able to get us a new roof. The team is very knowledgeable and professional and we are so happy we hired them …
Attorney Amanda Fulton and her legal assistant Devan of the Chad T Wilson law firm provided a superior experience! Amanda represented me in a very difficult case against my insurance company and prevailed. …
We were very pleased with our attorney, Hunter Odom! He worked hard to help us and we are so appreciative of the effort he put forth to get us a resolution in our lawsuit so we could get back into our home as soon as possible. We can’t recommend a better lawyer.
Excellent communication from team from start to finish, never dropping the ball even once, leading to a successful conclusion. I'd recommend this firm and the team, including Amanda Fulton without any reservation.
Attorney Hunter Odom has a very positive and willing to help personality! He is caring and compassionate about getting justice for his clients. Glad to have had him representing us.
Thank you Mr Odom!