Commercial property losses can be devastating to a property owner. While most of the perils they face are the same as residential property damages, they are almost always much more expensive and the policies are often much more complicated and the claims process can be more lengthy and time consuming.
Commercial property owners and businesses pay considerably higher premiums for policies and
expect coverage and service, commensurate with the financial load on their insured property. When a large commercial loss is incurred, most large commercial policyholders value THREE things;
Speed, Efficiency, and Cost. Often, carriers will use these tenants to force the policy holder to accept less than they rightly should for their claim.
Speed: Most commercial property owners are multi-unit operators or part of large complicated and busy entities. They want claims handled quickly and to not interfere with the multitude of other operations they may be involved in.
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