Getting your home and land ready for hurricane season is crucial to minimize property damage, prevent hurricane insurance claims, and protect your family’s safety. While some measures may involve upfront costs, they can lead to significant savings and quicker recovery after a storm. Here are some tips to help you get ready.
Finding water damage in your home can be incredibly stressful, and having your insurance provider deny your claim only adds to the frustration. Water damage often occurs due to storms, heavy rainfall, and plumbing issues. If State Farm turns down your water damage claim, it might seem like you have no alternatives, but don’t give up just yet.
More than 20 homeowners in Dothan, Alabama, are taking legal action against State Farm Fire and Casualty Company, claiming the insurer denied valid property insurance claims after a series of hailstorms earlier this year. The lawsuit, filed August 5th, is spearheaded by attorney Gantt Pierce, who represents residents from the Grove Park neighborhood and surrounding areas.
As Texas lawmakers debate property tax relief and exemptions, another urgent affordability issue is on the rise: skyrocketing homeowners insurance premiums. In 2024 alone, home insurance rates in Texas rose by 22%, according to the Texas Department of Insurance, as reported by the Fort Worth Star-Telegram. These increases are pricing out prospective buyers and pushing some homeowners to consider dropping coverage altogether.
Insurance companies operating in Texas closed almost half the claims filed by homeowners last year without paying anything, part of a rising trend that is shifting more costs onto property owners
Home insurance premiums have been rising sharply across the U.S., especially in Texas, due to a combination of climate-related risks, economic pressures, and shifts in the insurance industry.
