There are many types of insurance one can invest on in order to keep protected. The varying policies offered through different insurance couriers touch on all aspects of life. For many, it is essential to acquire one of each main sector to cover all bases and have an insurance lawyer in Fort Lauderdale Florida to see it through. The main insurance policies include:
Home Insurance Homeowner insurance includes coverage that protects your private property in case of damage caused by fire, flood, storm, hail, wind, accidents, and more. The different home insurance policies vary in coverage and the standard package may vary by location, state and ZIP code.
Health Insurance Health insurance is one of the most popular types of insurance policies worldwide. It is meant to protect the policyholder from having to shoulder the rising cost of their healthcare needs. These often cover common types of illnesses, while some can cover critical illnesses and even pre-existing medical conditions.
Car insurance protects you from having to pay for repairs and replacement parts for your motor vehicle in the event of an accident. Some auto insurance also covers the costs of repair and replacement for the other party’s vehicle, in the event that the physical damage was your responsibility.
Disability Insurance The disability insurance is in place to provide beneficiaries who are no longer capable of earning a living with pay benefits. This is only applicable for those who are physically or mentally not capable of working due to either short or long term disability.
Liability Insurance Liability insurance protects the policyholder against claims that result from injuries or damage to other individuals and/ or property. It does not, however, cover intentional damage, contractual liabilities, and criminal prosecution. This is most often required under car insurance, product manufacturers, those who practice medicine, or those who practice law.
Life insurance is another fairly popular policy worldwide. It is meant to protect the beneficiaries of the policyholder so that they may claim death benefits when the policyholder passes.
Other Insurance Types There are also more narrowed down types of insurance policies that are only needed to fulfill specific situations such as travel insurance, mobile home insurance, renters insurance, crop insurance, and others. Furthermore, each insurance policy has different levels of coverage, depending on the discretion of the client.
What Is The Role Of An Insurance Lawyer in Fort Lauderdale Florida?
Oftentimes, the process of claiming insurance can be difficult and time-consuming. There are many steps to an insurance claim, and the providers don’t make them any easier by regularly delaying the release of funds, undervaluing the compensation, or denying the claim altogether.
An insurance lawyer in Fort Lauderdale Florida can be very advantageous as they are well versed with the conditions of each policy and have ample experience navigating the claims process. Furthermore, they can ensure that their clients need not pay more or receive any less than what is due.
Here at The Chad T. Wilson Law Firm, we guarantee to stop at nothing until you get the claim you rightfully deserve.
An insurance claim is considered as a formal petition made by a policyholder to an insurance carrier. This request is to receive compensation for a covered loss or another specific policy event. Once received, the insurance company will then assess the claim, validate or deny it, and issue the payment they feel is just if approved.
City Information on Fort Lauderdale Florida
Fort Lauderdale in Florida is popularly known as the Venice of America. This is due to its many similarities with the Italian city such as its numerous shopping destinations, iconic gondola rides along their canals, and its reputation as a historic riverfront. Their waterways are completely navigable and even stretch for over 300 miles. Because of this, Fort Lauderdale is also considered to be a major yachting center and one of the largest vacation spots across the United States. Other notable attractions are the water taxi rides, flamingo gardens, and Las Olas Boulevard.
Getting your homeowner insurance company to do the right thing is not easy, it takes time and a lot of effort. With that being said, having the right representation is extremely important and I cannot say enough about how grateful I am to …
After fighting with Allstate for 6 years, we decided to hire the Chad T. Wilson Law firm. Amanda, Devan, and the entire team were able to get us a new roof. The team is very knowledgeable and professional and we are so happy we hired them …
Attorney Amanda Fulton and her legal assistant Devan of the Chad T Wilson law firm provided a superior experience! Amanda represented me in a very difficult case against my insurance company and prevailed. …
We were very pleased with our attorney, Hunter Odom! He worked hard to help us and we are so appreciative of the effort he put forth to get us a resolution in our lawsuit so we could get back into our home as soon as possible. We can’t recommend a better lawyer.
Excellent communication from team from start to finish, never dropping the ball even once, leading to a successful conclusion. I'd recommend this firm and the team, including Amanda Fulton without any reservation.
Attorney Hunter Odom has a very positive and willing to help personality! He is caring and compassionate about getting justice for his clients. Glad to have had him representing us.
Thank you Mr Odom!