Insurance policies serve as a helpful silver lining in times of disaster and despair. Its main purpose is to provide compensation if and when the situation at hand is eligible. How much a policyholder is set out to receive entirely depends on the coverage they purchased before and the specified terms and conditions falling under said coverage.
While having insurance surely offers peace of mind and security, the process of claiming it can sometimes cause confusion, frustration, and disappointment. This is because many insurance companies are known to undervalue, delay, or deny claims, despite the policyholder being in the right. These actions are also often backed up with their team of lawyers, ready to justify their decision and leave the policyholder shorthanded. Because of this, it is highly advised that policyholders look to seek legal advice from a property damage lawyer in Baton Rouge, Louisiana.
Be it natural calamities, unfortunate accidents, or other unforeseen circumstances, damage to properties have been highly prevalent across the country. This can pertain to houses, business structures, motor vehicles, and other valuable possessions. In these trying times, an insurance policy often lifts a lot of the financial and emotional load off.
However, because the process of claiming the insurance can be troublesome, policyholders often receive less than what is due them. This is where a property damage attorney in Baton Rouge, Louisiana can be very useful.
At The Chad T. Wilson Law Firm, we do not condone the actions that some of the insurance providers carry out. Our team of lawyers is determined to put their time, energy, and skills into getting the settlement that each policyholder deserves.
The services below are typical of a property damage attorney in Baton Rouge, Louisiana:
There are many kinds of damages that can fall under property damage claims. Moreover, the damages can also vary greatly in degree. Despite having purchased ample coverage for these, it can still pose a challenge to maximize one’s investment due to the restrictions given by the insurance provider.
In order to get the fair settlement you deserve, we highly recommend hiring a property damage lawyer in Baton Rouge, Louisiana to back you up and work with you on your case.
By hiring the Chad T. Wilson Law Firm, you are guaranteed the following:
Baton Rouge is the capital of Louisiana and it is situated along the bank of the Mississippi river. It is the 16th most populous state capital and the 100th most populous city across the entire country. Baton Rouge is deeply rich in history and culture, and has often been dubbed as a greatly fascinating place to live in.
This city houses the tallest State Capitol Building in the United States as of this writing. It was built in the 1930s, stands 450 feet tall, and is one of the nine capitol buildings built without a dome atop.
The two main types of property damage are physical injury and loss of use. When pertaining to physical injury, it involves damage to tangible goods. Examples of this are a desk, the wall, equipment, surrounding greenery, and the like.
When pertaining to loss of use, it involves something that may or may not have suffered physical changes, but the means of utilizing it has shifted or halted. For instance, if an accident occurred right in front of your store’s parking entrance, it has then blocked customers from accessing your business and thus shifting your operations. Similarly, if for example your neighbor is having renovation done in their home and it ends up shutting off your water supply, this can also count as loss of use.
When considering the best property damage insurance for you, it is crucial to look past just the premium and weigh in the definitive factors. Other things to look into are: