The primary means through which insured homeowners can seek reimbursement for repair, restoration, and relocation costs following a significant fire is by filing a claim under fire and smoke damage coverage. However, it is only sometimes simple to obtain protection. Our fire and smoke damage claims lawyer Atlanta GA will investigate your case and advise you of your legal options if you are having trouble collecting from your insurance company for insured damages.
Coverage for disasters like house and forest fires is often included in standard homeowner’s insurance plans, while the coverage amounts might vary widely. Depending on the policy’s terms and conditions and the circumstances surrounding the fire, some damages may not be covered.
Insurance claims following fire and smoke damage may be paid for things like:
In the case of a fire at a commercial building, business property insurance may provide similar compensation. Suppose a fire causes a business to cease or restrict operating hours temporarily. In that case, the proprietor may be able to collect additional business interruption coverage to make up for the lost revenue. If you are looking for fire insurance, the types of coverage and coverage limits offered may differ based on the policy you purchase and the terms and conditions outlined therein.
Inspect your insurance policy if you need help getting paid for fire and smoke damage coverage and want to challenge your claim. Consider the frequency with which you’ve been refused claims in recent years before proceeding further. If you have been prohibited from coverage, it is essential to understand your rights. You can appeal and get the decision reversed if the claim is denied.
Being a policyholder, you have the right to dispute an insurance claim. If your insurance company ignores or denies your claim, Chad T. Wilson Law Firm can help you fight back. We’re experienced in handling insurance disputes and will work to get you the compensation you deserve. Our fire and smoke damage claims lawyer Atlanta GA can take the whole claim with you and represent your interests in all stages, from the initial investigation through any appeals process.
In the event of an insurance dispute, our legal team in Atlanta, GA, has the means to conduct independent evaluations that can be used in discussions and negotiations with the insurance provider. When you work with The Chad T. Wilson Law Firm, our attorneys can consult specialists to determine the fire’s origin and calculate what your lost possessions are worth.
We assess how extensive the damage was—and if any damages were missed by the insurance company—before giving you a rough estimate of your claim’s value and helping negotiate on your behalf. We strive to help our clients get the maximum financial compensation they deserve so that they can move on with their lives. We know that insurance companies often try to lowball claims, but we will not stand for this practice.
Atlanta is Georgia’s capital and most populated city. Although it serves as Fulton County’s county seat, some of its land is actually located in DeKalb County. The city of Atlanta has a long history and is also regarded as a significant player in the 21st century. Atlanta gave birth to the Civil Rights icon Martin Luther King Jr. and is still a focal point of national politics today. The city’s status as a Southern Hollywood has spurred rapid and exciting growth, but its natural beauty is also preserved thanks to its location within a forest.
Yes, insurance companies are obligated to reimburse policyholders for any out-of-pocket expenses related to fire and smoke damage claims. However, insurers may avoid paying these expenses if they can find a technicality in your policy that allows them to do so. You must work with an experienced attorney who knows how insurance companies operate.
Smoke damage is caused by fire. The smoke produced by a fire can be extremely harmful, affecting the health of anyone in its path and damaging property.
More than 85% of wildfires can be attributed to human activities. Arson, campfires, discarded cigarettes, and greasy french fries fall into this category. Lightning and other forms of natural heat are the most common sources of wildfires.
If you have a fire and smoke damage claim because of arson, the insurance company will not have to reimburse you for any out-of-pocket expenses related to the incident. In these cases, it is best to hire an experienced lawyer to help you with your claim.
