Fire and Smoke Damage Claims Lawyer Fort Worth TX

The two most common types of fires in the country are house fires and wildfires. Especially in recent years with temperatures rising, they have gotten more and more prevalent. Because of this, many homeowners have been forced out of their properties to temporarily relocate while the damages are being sorted out and renovations are ongoing.

Wildfires, specifically, are common in states that are dotted between California and Florida. This is often caused by either human activity or natural occurrences with lightning being on the top of that list.

Most of the incidents that have been recorded are left without any proper source, however, experts attribute these to the areas having extremely dry conditions. States that are experiencing drought and lack of water are most vulnerable to wildfire, most especially when high winds are present. Not only can wildfires cause fire damage to structures, but smoke damage is another leading cause of financial and emotional strain among victims.

House fires, on the other hand, are often caused by the following:

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  • Electrical appliances
  • Heating
  • Lighting systems
  • Smoking
  • Lit candles
  • And others

Based on how severe the damages are and at one point the fire was taken under control, house fires often leave the core foundation of homes unstable and unsafe. On top of fire and smoke damage, house fires usually also have damage from soot and the materials used to put out the flames.

Either one of these can happen at any time with little to no warning. In order to keep your property and loved ones secure, it is practical to invest in an insurance policy to provide ample protection.
For the most part, purchasing the policy can be a straightforward and easy process. However, claiming compensation should the need arise is a difficult step. This is where a fire and smoke damage claims lawyer in Fort Worth Texas should be called in.

Most insurance companies tend to undervalue claims, delay the release of funds, or even deny the request completely. Furthermore, they have a team of attorneys to back up their decisions. In order to expedite the process and know the best steps to take in order to get a fair trial, it would be wise to hire an attorney of your own.
Here at the Chad T. Wilson Law Firm, we work tirelessly to ensure that our clients get a rightful claim and maximize their investment.

What Are Possible Losses Covered By Fire and Smoke Damage Coverage?

Fire and smoke damage coverage is a fairly common type of policy. It is designed to compensate property owners for the personal and financial losses after a fire. This type of policy is applicable to either residential property owners or commercial space owners. The types of losses that would most likely fall under a standard coverage include the following:

  • Greenery found outdoor
  • Landscaping
  • Garages, sheds, gazebos, and other types of outdoor structures
  • Outdoor and Indoor Furniture
  • Electronics
  • Appliances
  • Clothing
  • Structural damage
  • Short-term relocation expenses (e.g. hotel, restaurant bills, etc)

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City Information on Fort Worth, Texas

Ranking as the 5th biggest city in Texas, Fort Worth also made it to the top 13 largest cities in the entire country. The area was first founded in the 1800’s and was originally an army outpost. It was the main hub for Texan Longhorn Cattle trade, which is where it gathered its fun nickname as the “Cowtown” of Texas.
Fort Worth also plays an interesting role in true crime. Bonnie and Clyde, the infamous outlaws and couple who were on the run for over two years, took shelter in the area. More specifically, they stayed with the Stockyards Hotel, which is still in operation till this day.

Frequently Asked Questions:

While it may not be on the top 5 list of causes, holiday decorations are often the source of house fires. The best ways to take extra precaution during this time are:

  • Place your tree and other flammable decors away from heat sources such as the fireplace, vents, or radiators.
  • If purchasing an artificial tree, look for a fire-resistant option.
  • Make sure not to leave the lights on overnight so as not to cause overheating.

Over 85 percent of wildfires are caused by human activity. This includes arson, campfires, discarded cigarettes, debris fries, and the like. The rest of the time, wildfires are often caused by natural circumstances such as extreme heat from the sun or lightning.

A fire triangle refers to the three main elements needed in order to start a fire. These would be fuel, heat, and oxygen. When we speak of fuel, we don’t just mean the common gasoline used to power vehicles. Fuel can take the form in leaves, trees, grass, and other combustible materials.

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The Chad T. Wilson Law Firm Office Locations
1001 Bannock Street, Suite 239 Denver, CO 80204
1240 Winnowing Way, Suite 102 Mt Pleasant, SC 29466
630 W. Prien Lake Rd., Suite B Lake Charles, LA 70601
650 Poydras St, Suite 1400 PMB #6018, New Orleans,
LA 70130, United States

41001 Bannock Street,
Suite 239
Denver, CO 80204

1240 Winnowing Way, Suite 102 Mt Pleasant, SC 29466