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property insurance
State Farm, California’s largest home insurer, is requesting a 30% rate increase on homeowners insurance. The company cites wildfire risks and rising reconstruction costs as reasons for the hike. However, advocacy group Consumer Watchdog has raised concerns about the fairness of these rates. Why is Consumer Watchdog criticizing State Farm?
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On August 5, 2024, Hurricane Debby made landfall in Florida, bringing 99 mph winds, a 6-foot storm surge, and dozens of tornadoes. The storm caused extensive flooding and wind damage, leaving thousands of homes and businesses demolished and tragically resulting in eight fatalities.
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On September 19th, we celebrate International Talk Like a Pirate Day—a fun reminder of the days when treasure, ships, and the high seas ruled the world. But did you know that modern property...
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In a significant move affecting Texas homeowners, Progressive Insurance has announced a temporary suspension of offering new homeowners insurance policies in the state. This decision comes on the heels of Hurricane Beryl’s devastation across Houston and raises concerns about the stability of the homeowners insurance market in Texas. At Chad T. Wilson Law Firm, we...
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Texas residents and property owners continue to be absorbed in the post-derecho of 2024, and Hurricane Beryl. Navigating the storm of insurance claims can be maddening and confusing. But that’s not surprising when your house or business is damaged or destroyed and you are dealing with property damage and loss. Here’s a brief blog to...
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In the wake of the devastating storms that swept through Texas, countless residents are now embarking on the challenging journey of recovery. This path is often complicated by the daunting task of navigating insurance claims, particularly when faced with denials or underpayments by insurance companies.
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So what is the difference between RCV (replacement cost value) insurance and ACV (actual cash value) insurance? Let's take a look..
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Why It’s Important To Take Your Time When Purchasing Property Insurance When you see a doctor, you expect that they will take their time to do their job and understand the need for your visit. When investing money in a business opportunity, you would want to review all available information to make the best decision...
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Attorney Patrick McGinnis Talks Winning Claims On ‘The Legal Fix’ Radio Show Chad T. Wilson Law Firm Attorney, Patrick McGinnis, was a special guest on The Legal Fix radio show last month where he talked about winning denied insurance claims. Has your insurance company unfairly denied your property damage claim? If so, contact us today...
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Houston Lawyers Sue Liberty Insurance Our client, a woman whose home was damaged in a severe storm, recently filed a lawsuit against Liberty Insurance Corporation and its adjuster. Liberty conducted a substandard and improper inspection of our client’s property. They grossly undervalued the cost of repairs and deliberately yielded an unrealistic amount to underpay coverage. April 27, 2016...
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