Recently, the Texas Commissioner of Insurance issued general remarks and official action outlining state law requiring a clear, conspicuous notice at least 30 days in advance when an insurance company offers a renewal policy that reduces coverage. Insurers who do not place these notices conspicuously are subject to administrative penalty fees. We know that a...Read More

Not only is roof damage stressful to manage, but you will need to file an insurance claim to get it repaired or replaced. Before going to your insurance company, you will want to know what perils are covered and what limits you have on your homeowners insurance policy. When purchasing an insurance policy and filing...Read More

You purchase fire insurance to protect yourself from fires and smoke damage.  Sadly, insurance companies do deny fire insurance claims. If your fire claim is denied, you will ask yourself, “Why would my insurance company deny my fire insurance claim?”.  Insurance companies use several excuses to try to get out of paying fire claims. Fraudulently...Read More