Many insurance companies regard plumbing to be part of routine homeowner maintenance. Maintenance is entirely the property owner's responsibility. Damage to pipes that develops over time because of lack of maintenance is typically not covered. Pipes in this state could potentially flood an entire house, causing catastrophic damage! For an insurance company to cover a broken pipe, the [...]
On March 19, 2021 the Texas Supreme Court issued its opinion in Hinojos v. State Farm Lloyds (No. 19-0280), in favor of Louis Hinojos, a client of Chad T. Wilson Law Firm. The Hinojos opinion will substantially assist policyholders win Texas Prompt Payment of Claims Act (“TPPCA”) damages including interest and attorney fees after appraisal. [...]
Texas has recently experienced winter weather not seen in ages. Temperatures fell to minus 2 degrees in some of the hardest-hit areas. Power suppliers never prepared to withstand these conditions. Power outages across the state left almost all Texans to struggle with the cold. The combination of freezing weather and power outages caused plumbing to [...]
As Texas recovers from the arctic blast, pipe problems will remain an issue for many Texans. San Antonio alone reported more than 10,000 claims related to frozen pipes or pipe leaks. In Houston, city and county leaders on Friday said tens of thousands of area residents and business owners suffered burst water pipes or other [...]
The 2016 storm season was the most expensive storm season on record for Texas. On March 17th, 2016 Arlington, Texas experienced no less than six recorded hailstorms, the largest of which generated hail two-and-a-half inches in diameter. The hazardous weather system began Thursday morning, dropping huge pieces of hail and grounding flights out of DFW [...]
Hail damage is the number one cause of property damage in the US. In 2019-2020 alone the State of Texas has seen more claims related to hail than most states. Severe property damage occurs when a dangerous storm strikes a highly-populated area with hail larger than an inch or more in diameter. Baseball-sized hail (3.5 [...]
Property damage may include damage to your home, your patio furniture, your fence, your mailbox, or any other belonging on your property. How much you may be able to recover for your property damage can be determined by proof of replacement value, repair costs, the inability of use until fixed or replaced. Having a roof insurance claim denied is common. [...]
On October 11th, 2018, Hurricane Michael impacted Dougherty County, Georgia. What was the first Category 4 hurricane to hit the US mainland in over a century slowly progressed through Florida into George, where it became a Category 3 by the time it reached the city of Albany. The wind damage was more severe than the damage sustained [...]
For most households, water damage is caused by plumbing or appliance failures. The bills for this type of property damage can add up to hundreds or even thousands of dollars. Historically, only about 8% of interior water damage claims are from weather related events. Approximately 30% of homeowners insurance claims are caused by appliance failures, [...]
Mineola, Texas is a small community in Wood County about 80 miles east of Dallas. Mineola is a railroad town and can trace its roots back as far as 1873. With a population just under five-thousand, life in this small Texas town tends to move at a slower pace. Some insurance companies prey on these [...]