Two new lawsuits filed in Los Angeles are shining a spotlight on a worsening insurance crisis in California. Complaints allege that major home insurance companies, including State Farm, have colluded to limit coverage in wildfire-prone communities, forcing homeowners onto the state-run FAIR Plan. This last-resort plan offers only basic coverage and comes with high premiums,...Read More

As severe weather season approaches in Minnesota, many homeowners are taking a closer look at their property insurance—only to find that coverage isn’t what it used to be.Read More

The cost of home insurance in Texas is skyrocketing, leaving many homeowners struggling to keep their coverage—or even questioning if they should keep insurance at all. A recent ABC13 Houston investigation found that insurance rates in the state have soared in recent years, with some homeowners seeing their premiums increase by 25% annually—a trend that...Read More

In a pivotal case, we secured a significant victory against State Farm Lloyds, ensuring justice for our client, Alice Ladkin, an 85-year-old widow who simply wanted her rightful insurance benefits. The Second Court of Appeals of Texas ruled in favor of Ms. Ladkin, affirming that insurance companies must uphold their obligations to policyholders.Read More

The challenges facing homeowners in disaster-prone areas have grown exponentially, particularly in California. In 2023, three major home insurance companies in the state denied claims at rates significantly higher than the national average, according to a report from Weiss Ratings (source). This trend raises concerns about the state of home insurance amid a climate crisis...Read More

For Karen and Tony Hoover, the last thing they expected after nearly 50 years of insuring their San Francisco Victorian home with Liberty Mutual Insurance was to face a sudden non-renewal of their policy. The cited reason? Aerial photographs allegedly showing "moss, mildew, algae, and mold" on their roof—photos that turned out to be misleading....Read More

Wildfire risk is on the rise across Colorado, and homeowners are feeling the strain—not only from the physical dangers of fires but also from the growing challenges in securing affordable and comprehensive insurance coverage. Experts warn that the state is teetering on the edge of an insurance crisis similar to what California is currently facing.Read More

State Farm, California’s largest home insurer, is requesting a 30% rate increase on homeowners insurance. The company cites wildfire risks and rising reconstruction costs as reasons for the hike. However, advocacy group Consumer Watchdog has raised concerns about the fairness of these rates. Why is Consumer Watchdog criticizing State Farm?Read More

On August 5, 2024, Hurricane Debby made landfall in Florida, bringing 99 mph winds, a 6-foot storm surge, and dozens of tornadoes. The storm caused extensive flooding and wind damage, leaving thousands of homes and businesses demolished and tragically resulting in eight fatalities.Read More

Major victory Over State Farm We are proud to announce a major victory for our client, Cheu Lee, a first generation Hmong American who came to the U.S. as a Vietnam War refugee in 1976. Since then, he has worked tirelessly to build a better life, culminating in the ownership of a commercial building in...Read More