Chad T. Wilson – Blogs and Resources
February, 5th 2024
Updated: February, 5th 2024 01:55 p.m.
How can you determine whether a storm has damaged your roof?
Detecting damage on your roof is essential for timely repairs and insurance claims after any storm. If your home was hit by a hailstorm, windstorm, hurricane, tornado, fire, or other natural disaster, you should follow the following inspection steps.
Note: Before inspecting your roof, ensure your safety. Use a sturdy ladder and take necessary precautions to prevent accidents.
What should you examine on your roof after a storm?
- Check gutters, downspouts, and vents:
Examine your gutters, downspouts, and roof vents for signs of damage. Look for dents, dings, or pockmarks on the metal surfaces.
- Inspect the roof visually:
Look for visible signs of damage from the ground. Binoculars may help you get a closer look. Pay attention to any dislodged or missing shingles.
- Examine shingles:
Go up on the roof to inspect the shingles more closely. Look for circular or semi-circular dents, cracks, or splits in the shingles. Hail damage may also cause granule loss, exposing the underlying asphalt.
- Check for bruising:
Press on the shingles gently to check for bruising. Hail damage can sometimes cause soft spots or depressions in the shingles.
- Inspect metal components:
Examine metal components such as flashing, vents, and chimney caps for dents or damage.
- Look for signs of leaks:
Check your attic for any signs of water leaks. Water stains, dampness, or mold growth are indicators that your roof may be compromised.
- Document the damage:
Take clear photographs of any hail damage you find. This documentation can be crucial when filing an insurance claim.
- Professional inspection:
If you’re unsure or if the damage seems extensive, consider hiring a professional roofing inspector. They have the expertise to assess the full extent of the damage.
- Contact your insurance company:
If you find roof damage, contact your insurance company as soon as possible. Provide them with the documentation and photographs you’ve taken. Follow their instructions for filing a claim.
Remember that roof damage may not always be immediately apparent. It’s advisable to inspect your roof after a severe weather event, especially if there has been hail. Early detection and prompt repairs can prevent further damage and ensure the longevity of your roof.
Is your claim being denied or underpaid? Call Chad T. Wilson Law Firm, PLLC.
Speak with one of our attorney if you’re having trouble getting your claim processed or if the insurance company is attempting to pay less for the claim than is reasonable.
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