How did we get here? All homeowner’s insurance policies have a provision, which provides that any payments for damages to the dwelling must include the insured’s mortgage company as a payee on the check. The mortgage lender is included on the check to protect the lender to make sure the insured repairs the property (the...Read More

Frozen pipe bursts wreak havoc in Texas Texas has recently experienced winter weather not seen in ages. Temperatures fell to minus 2 degrees in some of the hardest-hit areas. Power suppliers never prepared to withstand these conditions.  Power outages across the state left almost all Texans to struggle with the cold. The combination of freezing...Read More

Texas Size Hailstorm Crushes Conroe Hail damage is the number one cause of property damage in the US. In 2019-2020 alone the State of Texas has seen more claims related to hail than most states. Severe property damage occurs when a dangerous storm strikes a highly-populated area with hail larger than an inch or more...Read More