State Farm, California’s largest home insurer, is requesting a 30% rate increase on homeowners insurance. The company cites wildfire risks and rising reconstruction costs as reasons for the hike. However, advocacy group Consumer Watchdog has raised concerns about the fairness of these rates. Why is Consumer Watchdog criticizing State Farm?Read More
On August 5, 2024, Hurricane Debby made landfall in Florida, bringing 99 mph winds, a 6-foot storm surge, and dozens of tornadoes. The storm caused extensive flooding and wind damage, leaving thousands of homes and businesses demolished and tragically resulting in eight fatalities.Read More
On September 19th, we celebrate International Talk Like a Pirate Day—a fun reminder of the days when treasure, ships, and the high seas ruled the world. But did you know that modern property...Read More
In a significant move affecting Texas homeowners, Progressive Insurance has announced a temporary suspension of offering new homeowners insurance policies in the state. This decision comes on the heels of Hurricane Beryl’s devastation across Houston and raises concerns about the stability of the homeowners insurance market in Texas. At Chad T. Wilson Law Firm, we...Read More
Texas residents and property owners continue to be absorbed in the post-derecho of 2024, and Hurricane Beryl. Navigating the storm of insurance claims can be maddening and confusing. But that’s not surprising when your house or business is damaged or destroyed and you are dealing with property damage and loss. Here’s a brief blog to...Read More
If you have property damage, it can be a very stressful situation for you and/or your family. Whether it be from a hurricane or tropical storm or from an accidental event, the last thing that you expect is for your insurer to deny an insurance claim it may owe...Read More
Structural Integrity: A damaged roof can compromise the structural integrity of your property. If left unrepaired, even minor damage can worsen over time, potentially leading to more extensive structural issues. Water Damage: One of the most common problems associated with roof damage is water leakage. Holes, cracks, or missing shingles can allow water to seep...Read More
These windstorms have the potential to cause a variety of property damages, such as: Damage to landscape: Damage to Roofing Components Damage to Sidings: Broken Windows: Strong winds have the power to uproot vegetation, knock down trees, and disperse debris, which can harm landscape both aesthetically and monetarily. Strong winds have the ability to lift...Read More
What are the most common types of hail damage claims? Hailstorms can cause various types of property damage, leading to property insurance claims. The most common types of hail damage claims include: Roof-Damage:Wood, metal, and asphalt shingles are among the materials that might sustain damage from hail. Read more Gutter-Damage:Hail can damage gutters, which can...Read More
Water damage claims can arise from various sources, and the types of water damage can be categorized based on the cause and the affected property. The most common types of water damage insurance claims often result from common household issues, accidents, or environmental factors. Here are some of the most prevalent types: Flood-Damage:Resulting from natural...Read More
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