State Farm, California’s largest home insurer, is requesting a 30% rate increase on homeowners insurance. The company cites wildfire risks and rising reconstruction costs as reasons for the hike. However, advocacy group Consumer Watchdog has raised concerns about the fairness of these rates. Why is Consumer Watchdog criticizing State Farm?Read More

On August 5, 2024, Hurricane Debby made landfall in Florida, bringing 99 mph winds, a 6-foot storm surge, and dozens of tornadoes. The storm caused extensive flooding and wind damage, leaving thousands of homes and businesses demolished and tragically resulting in eight fatalities.Read More

Texas residents and property owners continue to be absorbed in the post-derecho of 2024, and Hurricane Beryl. Navigating the storm of insurance claims can be maddening and confusing. But that’s not surprising when your house or business is damaged or destroyed and you are dealing with property damage and loss. Here’s a brief blog to...Read More

Water damage claims can arise from various sources, and the types of water damage can be categorized based on the cause and the affected property. The most common types of water damage insurance claims often result from common household issues, accidents, or environmental factors. Here are some of the most prevalent types: Flood-Damage:Resulting from natural...Read More

Chad T. Wilson – Blogs and ResourcesFebruary, 5th 2024Updated: February, 5th 2024 01:55 p.m.Source: https://cwilsonlaw.com/ How can you determine whether a storm has damaged your roof? Detecting damage on your roof is essential for timely repairs and insurance claims after any storm. If your home was hit by a hailstorm, windstorm, hurricane, tornado, fire, or...Read More

Contact our Chad T. Wilson Law Firm Office Locations to Schedule a free Consultation. Chad T. Wilson is an attorney whose firm specializes in property insurance disputes.Written By:Alejandro Caro Is your claim being denied? Call The Chad T. Wilson Law Firm, PLLC. Speak with one of our attorney if you’re having trouble getting your claim processed or...Read More

Chad T. Wilson – ResourcesOctober 16, 2023Updated: October 16, 2023 01:55 a.m.Source: https://cwilsonlaw.com/ Have you ever wondered how hail is formed? The answer is fairly simple: When water droplets are lifted by an updraft from a thunderstorm over the freezing point of the atmosphere, hail is created. The cooled water or water vapor that frozen water...Read More

Chad T. Wilson – ResourcesOctober 12, 2023Updated: October 12, 2023 11:28 a.m.Source: https://cwilsonlaw.com/ To begin the insurance appraisal process, each party needs an appraiser, including you and your insurance provider. A separate appraiser must be hired by each side. Additionally, the cost of the umpire and appraisal must be divided equally by both sides. What is an...Read More

Chad T. Wilson – NewsOctober 10, 2023Updated: October 10, 2023 01:52 a.m.Source: https://cwilsonlaw.com/ Insurance companies frequently use different components to determine a roof’s depreciation. The procedure entails determining the roof’s age, estimated lifespan, and degree of wear and tear. It is simple to determine depreciation depending on age. Assume your roof has a 20-year lifespan and...Read More

Chad T. Wilson – NewsSeptember 25, 2023Updated: September 25, 2023 11:20 a.m.Source: https://cwilsonlaw.com/ People often put off filing their insurance claims for many reasons. If you own a home, live in an apartment, or operate a business, you may delay filing your claim or calling your insurance provider due to lack of time, work, or life in...Read More