GuideOne Insurance Fraud of Biblical Proportions


GuideOne Insurance Fraud of Biblical Proportions

On Halloween, 2015, the skies darkened, lightening illuminated the sky, and thunder clapped in a cacophonous foretelling of the truly terrifying night and days ahead.

In an almost storybook turn of events, the storm whipped around a church in Silsbee, Texas, leaving a trail of destruction in its wake.

Once the storms passed, the church, our client, immediately filed a claim with its property insurance company, GuideOne, asking them to pay for the damages so that the congregation wouldn’t have to worship in swamp.

GuideOne hired an adjuster to inspect the church and assess the damage. The inspector, acting as though the results of the inspection were pre-determined, spent roughly 10-15 minutes on the roof, the most damaged area, interspersing the actual inspection with personal calls. He found that there were no covered damages to the church, therefore denying their claim and leaving them with no recovery to make repairs to the house of God.

So, our client hired a expert, who conducted an unbiased inspection and found a myriad of damages that GuideOne’s adjuster had left off, resulting in more than $253,250 worth of damages to the structure. Seeing that they were owed substantial damages, despite GuideOne’s grossly unreasonable, intentional, and reckless failure to investigate and adjust the claim properly, the client promptly sought out the Chad T. Wilson Law Firm to help them obtain the recovery they deserved.

On Monday, June 13, 2016, the Chad T. Wilson Law Firm filed suit against GuideOne Mutual Insurance Company in Hardin County, Texas for fraud, breach of contract, violations of the Texas Insurance Code and Texas DTPA, and wrongfully denying our client coverage under their policy.

Through its adjuster, GuideOne conducted a substandard and improper inspection of the clients’ property, which grossly undervalued the cost of repairs in its estimate and yielded an unrealistic amount to underpay coverage. GuideOne unreasonably adjusted our client’s claim, misrepresenting the cause of, scope of, and cost to repair damages to the property.

Because of GuideOne’s misrepresentations, our client was forced to hire an attorney to file a lawsuit for insurance benefits.

If your property insurance carrier has denied your insurance claim, we can help. The experienced property insurance attorneys at Chad T. Wilson Law Firm have represented more than 1,000 clients in cases against insurance companies and aggressively protect the rights of insurance policyholders. Our consultations are free, and you owe us nothing until your case is won. Contact us today to see how we can help.

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