Texas Farm Bureau Leaves Policyholder High and Dry


Texas Farm Bureau Leaves Policyholder High and Dry

In early May, 2016, severe thunder, wind and hailstorms ripped across Willis, Texas, their malevolent currents crashing through the small town.

Our client, a man in Montgomery County, Texas, found his home a victim of the storm’s violence.

After the hailstorm, he immediately filed a claim with his homeowner’s insurance company, Texas Farm Bureau, asking them to pay for the damages so that he could make repairs and start getting his life back in order.

Texas Farm Bureau hired an adjuster to inspect our client’s home and assess the damage. The inspector found that there were nominal damages to the property — namely the fence, a gas grill cover, and a wooden playset — therefore denying his claim and leaving him with no recovery to make repairs to his home.

So, our client hired a third-party expert, who conducted an unbiased inspection and found a litany of damages that Texas Farm Bureau’s adjuster had left off, resulting in more than $24,500 worth of damages to the home. Seeing that he was owed much more than the $416 of damages Texas Farm Bureau suggested, the client promptly sought out the Chad T. Wilson Law Firm to help him obtain the recovery he had, essentially, already paid for through the purchase of his insurance policy.

On Tuesday, August 2, 2016, the Chad T. Wilson Law Firm filed suit against Texas Farm Bureau casualty insurance company in Montgomery County, Texas for fraud, breach of contract, violations of the Texas Insurance Code and Texas DTPA, and wrongfully denying our client coverage under his policy.

Through its adjuster, Texas Farm Bureau conducted a substandard and improper inspection of the client’s home, which grossly undervalued the cost of repairs in its estimate and yielded an unrealistic amount to underpay coverage. Texas Farm Bureau unreasonably adjusted our client’s claim, misrepresenting the cause of, scope of, and cost to repair damages to his property.

Because of Texas Farm Bureau’s misrepresentations, our client was forced to hire an attorney to file a lawsuit for insurance benefits.

If your homeowner insurance carrier has denied your insurance claim, we can help. The experienced property insurance attorneys at Chad T. Wilson Law Firm have represented more than 1,000 clients in cases against insurance companies and aggressively protect the rights of insurance policyholders. Our consultations are free, and you owe us nothing until your case is won. Contact us today to see how we can help.

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