Allstate Ignores Damage to Client’s Property
Our client recently filed a lawsuit against Allstate Vehicle and Property Insurance Company and its adjusters. A Third-party adjuster was hired after several denied claims and subpar inspections. The client’s home was seriously damaged by strong wind and hailstorm that blew through Harris County, Texas on May 21, 2016. Allstate and its adjusters conducted a substandard and improper inspection of our client’s property, grossly undervaluing the cost of repairs and deliberately yielding an unrealistic amount to underpay coverage.
The May 21, 2016 Storm
On May 21, 206 a severe wind and hailstorm tore through Harris County pelting our client’s home with hail and heavy rain. The storm damaged Plaintiff’s roof to such a degree as to cause leaks in the interior of the home. After the storm, our client promptly submitted a claim to Allstate hoping his insurance company would help him repair his home.
Allstate Vehicle and Property Insurance Company Home Insurance Claim
Allstate assigned two adjusters to inspect the property and adjust the claim twice. The first adjuster knowingly conducted a subpar investigation, refusing full coverage and said that the home did not suffer any damage as a result of the storm. The second adjuster generated an estimate of only $191.25 which was well below Plaintiff’s deductible. This left our client with zero recovery necessary to make repairs to his home.
The third-party adjuster expert hired after the insurance company’s fraudulent inspection found a litany of damages that were either conveniently absent or undervalued in Allstate’s estimate.
Third-party adjuster Hired to Help
The third-party adjuster estimated the real damage to our client’s home at $22,076.86.
Allstate’s adjusters intentionally undervalued our client’s claims in order to maintain their jobs. They misrepresented the amount of damage, hoping our client would simply rely on their expertise and fraudulent estimates as a true representation of the property’s damages.
Allstate’s fraud forced our client to retain an attorney, just so he could get his home repaired. On August 9, 2017 the Chad T. Wilson Law Firm filed suit, on behalf of our client, against Allstate. The firm is suing for the amount of damages Allstate should have paid our client from the beginning as well as fees and penalties for failing to investigate our client’s claim in a reasonable manner.
Houston Property Insurance Lawyers
If your homeowner insurance carrier has denied your insurance claim, then we can help. The experienced attorneys at Chad T. Wilson Law Firm have represented more than 1,000 clients in cases against insurance companies. Our property insurance lawyers aggressively protect the rights of insurance policyholders. Our consultations are free, and you owe us nothing until your case is won. Contact us today to see how we can help.