Homeowner’s Insurance Claim Gets Back On Track

Have you had storm damage and are now struggling with a homeowner’s insurance claim?

Storm damage hits Mineola, Texas, a small community in Wood County about 80 miles east of Dallas. Mineola is a railroad town and can trace its roots back as far as 1873. With a population just under five-thousand, life in this small Texas town tends to move at a slower pace. Some insurance companies prey on these areas. Such was the case for our clients, whose home was savagely beaten by the hailstorm the night of June 19, 2019 when their home was damaged. The homeowner’s insurance claim was initially denied.

We Will Not Be Railroaded

That night hail pounded Wood County, dropping hail the size of golf balls in some areas. The roof damage to our client’s home was so severe that rainwater had penetrated through the damaged portions of the roof and saturated sheetrock and carpeting throughout the home.

After completing a homeowner’s insurance claim with their insurer, our clients’ claim was denied. Refusing to accept a denial as the outcome, our clients’ pleaded with their insurer. The insurance company in turn sent out an engineer to inspect the roof damage. The engineer’s assessment was that the property damage should be covered under the homeowner’s insurance claim, but the amount of the damage was under the deductible.

Insurance Company Has One Track Mind

Knowing that they were in for a hard fight if they wanted any form of recovery, our clients hired us to represent them. The Chad T. Wilson Law Firm sent our clients’ insurer a demand letter that let the insurer know our client’s were serious about their claim. Upon receiving the demand letter, the insurer reversed course and agreed to pay for the roof and interior damage.

Homeowner’s Insurance Claim Gets Approved

From start to finish, this case was resolved in 30 days. There was no need for mediation or court.

Texas Property Insurance Lawyers

Has your homeowner’s or commercial business insurance claim been denied? We can help. Representing thousands of client’s against big insurance companies, our insurance claims attorneys aggressively protect the rights of the policyholder. Our consultations are free, and you owe us nothing until we win your case. Contact us today.

North Dallas Sees Softball-sized Hail

Softball-sized Hail Hits North Dallas

Nestled on the south side of the western edge of Lewisville Lake rests the City of Highland Village. This suburb of north Dallas is known for its annual hot air balloon festival and its summertime firework shows. The region is also known for its history of wind damage and hailstorms.

Softball-sized Hail Thrashes Denton County Costing Millions

On Sunday night, March 26, 2017, a powerful hailstorm (fueled by an abnormal amount of moisture from the Gulf of Mexico) blew through wreaking havoc as it passed through. Softball-sized Hail measured up to four and a half inches across was witnessed by residents. For comparison, a softball is four and a quarter inches across. Thousands of property owners reported severe roof damage, along with busted-out skylights and windows. The majority of the property damage occurred in fifteen minutes after 8 p.m. that night. The hailstorm was reported to be so bad, one Fire Chief’s windshield was destroyed and he had to leave his vehicle and take shelter in an abandoned building for protection.

Our client’s newly constructed, multi-use commercial complex (or town center), which consisted of shops, stores, a leasing office, and apartments experienced the full force of the hailstorm. A total of eleven roofs (4 TPO, 3 modified bitumen, 2 three-tab shingle, and 2 laminated composition shingle), and all the roof-mounted HVAC equipment and accessories were damaged beyond repair or destroyed. The fact that these new roofs had to be replaced is a testament to the property damage that occurred.

Quadrupling The Award Is The Reward

AmGuard Insurance responded to our client’s insurance claim by sending out their adjustors who substantially undervalued the damage. Knowing AmGuard’s inspection results did not represent reality, our client hired us to represent them against their insurance carrier.  After our representation concluded, our client had ample funds to replace all eleven damaged roofs and acquire new HVAC equipment for the complex as well as reimburse litigation expenses and pay the firm’s fee.

Texas Property Insurance Lawyers

Has your homeowner’s or commercial business insurance claim been denied? We can help. Representing thousands of client’s against big insurance companies, our insurance claims attorneys aggressively protect the rights of the policyholder. Our consultations are free, and you owe us nothing until we win your case. Contact us today.

North Texas Couple Sues for Roof Relief

North Texas Couple Sues for Roof Relief after Roof Damage

On April 2, 2017, a powerful storm blew through Tarrant County. The wind and hail created during the storm caused shingles to come loose and be blown away, exposing our client’s roof damage. 

It’s What You Know, Not WhoMetropolitan Lloyds sent their adjuster out to inspect our client’s roof damage. This adjuster had no working knowledge of slate-type roofs. The adjuster’s lack of experience, in the end, resulted in the denial of the property damage claim our client made after the storm. 

A third-party adjuster inspected the roof and determined the real property damage to be over $100,000.00. The Chad T. Wilson Law Firm sued Metropolitan Lloyds for their mishandling of our client’s home insurance claim. Ultimately, our clients received more than the estimation as the case was settled out of court.

Houston Property Insurance Lawyers
Has your homeowner’s insurance claim been denied? We can help. Representing thousands of clients against big insurance companies, our home insurance claims attorneys aggressively protect the rights of the policyholder. Our consultations are free, and you owe us nothing until we win your case. Contact us today.