Appraisal Does NOT Stop the Limitations Clock: Do Not Let the Insurance Company Trick You

In Texas, the deadline to file a lawsuit for bad faith, fraud, and violations of the Deceptive Trade Practices Act and Texas Insurance Code is two years from the date the claim accrues, i.e., two years from the date of the commission of the wrongful conduct. The deadline to file a lawsuit for a traditional breach of contract claim in Texas is four years from the date of the breach. However, importantly, Texas law allows insurance companies to contractually shorten the deadline to file a lawsuit for any legal cause of action, including breach of contract, to two years from the date of the first partial or full denial. Under such a policy, an insurance company’s denial to pay even $1.00 of claimed damages starts the two-year period you must file a lawsuit.

It is imperative to read the policy language of your specific policy under the “Suit Against Us” or “Legal Action” headings. The vast majority of Texas policies now include language limiting the time to file a lawsuit to two years and one day following the date any legal claim accrues. However, to be safe, the Chad T. Wilson Law Firm will typically file a lawsuit as soon as possible.

Oftentimes, public adjusters invoke the appraisal process when they are unable to get an insurer to pay a claim. While the expectation is that appraisal is a relatively quick process, the truth is that the insurance company and its appraiser have no requirement (or incentive) to ensure that the process moves forward quickly. Many claims have been barred forever and policyholders left with no recourse because the statute of limitations expired while the appraisal process was still underway.

For example, a homeowner calls their insurance company to make a claim after being told they need a new roof due to hail damage. An adjuster sent out by the insurance company inspects the property and later sends a small payment along with a letter stating they will cover only a small part of the claimed damage. This is called a partial denial—and per the policy, the deadline to file a lawsuit is now two years and one day from the date of the partial denial letter.  The check is nonexistent or nowhere near enough money to replace the roof so nothing happens.  Later the homeowner notices some ceiling water damage and decides to hire a public adjuster. When negotiations with the insurance company go nowhere, the public adjuster demands appraisal, and the homeowner’s appraiser charges the homeowner $2,000.00 to do the appraisal. At this point, it has been seventeen months since the partial denial letter was issued, meaning there are only seven months until the clock runs out to file a lawsuit.

  Over the next three months, the insurance company’s appraiser makes several excuses for why they need more time to perform their inspection. Finally, the inspection takes place. However, after another three months, the insurance company’s appraiser says he can’t agree with the homeowner’s appraiser, so they’re going to need to bring in an umpire to decide. The homeowner has to pay another $1,600.00, half of the umpire’s fees. Meanwhile, only one month remains until the homeowner’s claim is expired forever. The umpire ultimately issues an award that is even higher than the homeowner had hoped! However, it has now been two years and two days since the first partial denial letter was issued.

When the public adjuster reaches out to the insurance company to pay the amount of the umpire’s award, they will not return calls or emails. Finally, the public adjuster speaks to an attorney and learns that the statute of limitations has expired, and the insurance company can no longer be forced to pay the claim with a lawsuit. The homeowner has spent $3,600.00 during the appraisal process in vain. It sounds WRONG, but unfortunately, this is the current Texas law thanks to the insurance companies.  ALWAYS be aware of how much time you have left to file. 

            Do not let this happen to you! If even a year has passed since the date of the loss, it is wise to consult with an attorney to ensure a lawsuit is filed on time. To reiterate:  it does not matter that the insurance company is still negotiating or has agreed to appraisal: two years is two years. If you are confused or unsure about the legal aspects of your claim, you are not alone. Call the experienced attorneys at Chad T. Wilson Law Firm today.

How to Respond if Your Insurance Claim is Rejected

There are three things you should do if your insurance claim for water damage is rejected:

Call the insurance provider.

An insurance claim is handled by numerous departments within the insurance provider. Based on their personal beliefs, anyone could contest the assertion. It is crucial to get in touch with the insurance provider and learn the precise reasons why the claim was rejected.

Request A Review.

Ask for the claim to be evaluated if you are unable to fix the problem. The insurance adjusters may get the answers to their inquiries and approve the claim through the review procedure.

Call Chad T. Wilsom Law Firm, PLLC.

Speak with a water damage attorney if you’re having trouble getting your claim processed or if the insurance company is attempting to pay less for the claim than is reasonable.

Learn more about our attorneys:
https://cwilsonlaw.com/meet-the-team-chad-t-wilson-law-firm-pllc-insurance-attorney/

Follow us on Social media:
https://beacons.ai/chadtwilsonlaw

Florida:

On Wednesday morning, the storm, which had been raging its way east across Georgia, made landfall on Florida’s Gulf Coast as a Category 3 hurricane, flooding communities and leaving trails of debris. Estimates show the cost of Hurricane Idalia’s landfall will cost between $12 to $20 billion in damages.

For comparison, the National Hurricane Center estimated that Hurricane Ian, a Category 4 storm that made landfall in western Florida last year, cost the United States $112.9 billion in damages. It was then the third most expensive hurricane in US history.

 After the storm passed, the waters in Florida’s Crystal River started to recede, revealing a “catastrophic event,” city council member Ken Frink told CNN on Wednesday. If not for two things: the comparatively quick pace at which Idalia passed through the area and the location of where it made landfall, the devastation might have been greater. 

 Georgia:

Georgia announced a state of emergency as the Southeast of the United States was slammed by severe flooding and storm surges. A state of emergency was declared by Governor Brian Kemp, and will run until September 8 at 11.59 p.m.

 The executive order stated that Idalia “has the potential to produce severe impacts to citizens throughout south-central and southeast coastal Georgia” and that possible flooding, downed trees, power lines, and debris may render Georgia GIA’s network of roads is impassable in affected counties, isolating residences and persons from access to essential public services.”

South Carolina:

Idalia battered Florida before flooding sections of South Carolina, including Charleston. The National Weather Service reported that the water level at Charleston Harbor was higher than 9 feet as the storm passed through South Carolina on Wednesday night. This makes it the fifth-highest water level ever recorded and only marginally lower than levels experienced during Hurricanes Matthew in 2016 and Irma in 2017.

The weather service also recorded “major coastal inundation” at Edisto Beach and Downtown Charleston. The Charleston Battery and Edisto dunes have been breached by water, allowing water to rush onto the roads and under houses.

According to Charleston police, certain roads were blocked by floods, making it difficult to access some places. Trees have fallen, and the Charleston County Sheriff’s Office reported that if roads are in these conditions, it is adviced to turn around.

More information about Hurricane Idalia:

• Idalia has shifted offshore but is still a tropical storm.
• Early this morning, almost 300,000 consumers in Florida, Georgia, and South Carolina were without electricity.
• Forecasters predict that Idalia could bring the Carolinas up to 8 inches of rain, and they have issued flood warnings for flash floods, urban flooding, and moderate river flooding.
• Yesterday, just before 8 a.m. ET, the hurricane, made landfall in Florida’s Big Bend.

If you would like to learn various tips on how to keep you and your family safe during a hurricane please visit our latest blog here:

Hurricane season is here │ Tips to keep you and your family safe

 

Idalia, which is now a Category 2 hurricane in the Gulf of Mexico, is expected to make landfall early on Wednesday in the sparsely populated Big Bend area where the Florida Panhandle curves into the peninsula with sustained winds of up to 120 mph (193 kph). The outcome could strike a serious blow to a state that is still recuperating from Hurricane Ian’s effects from the previous year.

Idalia is deemed “an unprecedented event” by the National Weather Service in Tallahassee since no major hurricane has ever been known to travel across the bay that borders the Big Bend region.

According to the Weather Channel, if the peak surge and high tide occur at the same time, the water could rise to the following levels:

-Aucilla River, Florida, to Chassahowitzka, Florida: 10-15 feet

-Yankeetown to Chassahowitzka, Florida: 7-11 feet

-Chassahowitzka, Florida, to Anclote River, Florida: 6-9 feet

-Ochlockonee River, Florida, to Aucilla River, Florida: 6-9 feet

-Anclote River, Florida, to middle of Longboat Key, Florida: 4-7 feet

-Tampa Bay: 4-7 feet

-Carrabelle, Florida, to Ochlockonee, Florida: 4-7 feet

-Middle of Longboat Key, Florida, to Englewood, Florida: 3-5 feet

In Florida and the Southeast, flooding rain is predicted:

Heavier rain is predicted to start later on Tuesday and last through Thursday in Florida, Alabama, Georgia, and the Carolinas. In some places, that will probably result in localized flash flooding.

According to the National Hurricane Center, amounts of 12 inches are likely, close to landfall in northern Florida, for portions of the west coast of Florida, the Florida Panhandle, southeast Georgia, and the eastern Carolinas.

Destructive winds will extend far from the center:

A lot of power disruptions and downed trees could occur in areas where storm warnings are in place. The further inland reach of those more widespread outages may reach northeast Florida and southeast Georgia. From other areas of Florida to the coastal Carolinas, at least isolated power outages and some tree damage might be anticipated.

Midweek tornadoes are another risk.
A few tornadoes may form on Tuesday along the coast of west-central Florida ahead of Idalia, and by Tuesday night, they will have expanded into the Big Bend region.

A few tornadoes might still threaten portions of northern Florida on Wednesday morning, and they could later develop along the Southeast coast. 

It is advised to assess and prepare your hurricane protection strategies while keeping up with the most recent forecast revisions.

If you would like to learn various tips on how to keep you and your family safe during a hurricane, please visit our latest blog here: https://cwilsonlaw.com/hurricane-season

What do Public Adjusters do?
You can employ a public adjuster to discuss a settlement with your insurance company when your claim is denied or underpaid. If you engage a public adjuster, your insurance company may be prohibited from communicating with you about your claim, which makes it easier to file a law suit against them.

What is a Public Adjuster’s duty to you?
The public adjuster should look at your damaged property, contact your insurance company, and get a higher settlement after they contact The Chad T. Wilson Law Firm.

Public Adjusters State Laws and Regulations:

Under some state laws, public adjusters who work on your claim are not permitted to serve as your contractors, and contractors are not permitted to advertise that they will handle your insurance claim.

So, are Public Adjusters Helpful?

It can be helpful to consult with a public adjuster. Requesting assistance from a professional public insurance adjuster after suffering an insured property loss is a step a homeowner can undertake. The sooner you call a public adjuster, the sooner they will assist you in working with The Chad T. Wilson Law Firm.

If you’ve already decided to sue your insurance company, call the Chad T. Wilson Law Firm yourself. Obtain references that demonstrate a successful track record of settling property insurance claims, rather than merely a grasp of property law.

How to Respond if Your Insurance Claim is Rejected

Call Chad T. Wilsom Law Firm, PLLC.

Speak with a Property Damage Attorney if you’re having trouble getting your claim processed or if the insurance company is attempting to pay less for the claim than is reasonable.

Learn more about our attorneys:
https://cwilsonlaw.com/meet-the-team-chad-t-wilson-law-firm-pllc-insurance-attorney/

Follow us on Social media:
https://beacons.ai/chadtwilsonlawWho

Storm chaser Dan Fitts captured the 5-inch hailstone on camera. The storm that generated the powerful tornado that destroyed at least one home close to Yuma also produced the large hail.

A 4.83-inch hailstone that fell close to Bethune in August 2019 holds the record for the largest hailstone to ever be recorded in Colorado.

The Colorado State Climatologist Office must formally certify the record; this procedure could take weeks or even months.

The damage from the Yuma tornado may be severe enough to merit an EF-4 rating on the Enhanced Fujita scale in addition to the significant hail on Tuesday night. If so, it would be the first EF-4 tornado to hit Colorado since the current scale was introduced in 2007.

This week, the damage caused by the tornado in Yuma County will be evaluated by the National Weather Service office in Goodland, Kansas.

How to Respond if Your Insurance Claim is Rejected

There are three things you should do if your insurance claim for water damage is rejected:

1. Call the insurance provider.
An insurance claim is handled by numerous departments within the insurance provider. Based on their personal beliefs, anyone could contest the assertion. It is crucial to get in touch with the insurance provider and learn the precise reasons why the claim was rejected.

2. Request A Review.
Ask for the claim to be evaluated if you are unable to fix the problem. The insurance adjusters may get the answers to their inquiries and approve the claim through the review procedure.

3. Call Chad T. Wilsom Law Firm, PLLC.
Speak with a water damage attorney if you’re having trouble getting your claim processed or if the insurance company is attempting to pay less for the claim than is reasonable.

Learn more about our attorneys:
https://cwilsonlaw.com/meet-the-team-chad-t-wilson-law-firm-pllc-insurance-attorney/

Follow us on Social media:
https://beacons.ai/chadtwilsonlaw

After years of losses due to hurricanes, fires, and inflation, the industry is attempting to recover. So, analysts and insurance brokers, home insurers are trying to recoup their losses from the previous six years by offering less coverage and charging more.

In addition to Florida, California, and other areas vulnerable to hurricanes, floods, or wildfires, managing director at the independent insurance company Goosehead Insurance Lauren Menuey noted that the trend toward greater costs and poorer coverage is widespread. “I don’t think there’s anywhere safe from this right now,” she remarked.

In the first half of this year, house insurance businesses continued to suffer losses. Storms, natural disasters, inflation, and supply-chain hiccups have driven up claims to the point where many insurers are still losing money despite significant premium hikes.

An S&P Global Market Intelligence research for The Wall Street Journal, double-digit rate increases have been allowed in 31 states since the beginning of the previous year. With approval rates ranging from 20% to 30%, Arizona, Texas, North Carolina, Oregon, Illinois, and Utah had the highest amount of allowed hikes. Some insurers have stopped selling new policies in areas like California.

Additionally, businesses are relocating away from some disaster-prone areas. Many major insurers have left Florida and Louisiana, both of which have recently seen storm losses totaling tens of billions of dollars. The insurance industry claims that regulatory restrictions on pricing mean State Farm and Allstate cannot charge enough to cover their costs in wildfire-prone California, where they have ceased writing new home insurance policies. According to California’s insurance regulator, insurers have not requested sufficient rate hikes.

Florida has coverage limitations, higher insurance costs, and “reluctance from insurers to write policies for older homes or homes that don’t have strong wind mitigation,” according to Miami-based Fred Zutel of brokerage Lockton. Now, he continued, “we’re seeing similar, albeit not quite as punitive, restrictions from insurers in other low-lying coastal areas, such as Louisiana, Texas, and the Carolinas.”

Consumers are impacted by higher premiums because they already face higher interest rates and inflation. According to industry insiders and analysts, there is little possibility that the pain associated with home insurance will lessen in the near future for either businesses or policyholders. Dale Porfilio, chief insurance officer at trade organization the Insurance Information Institute, stated that “we’re still seeing the industry having an underwriting loss this year continuing out to 2025.” The institute predicts that “the cycle of continuing to take rates upward is going to continue for the next two years,” according to Porfilio.

A slowing in the increase in repair and replacement costs, which helped drive up the dollar worth of claims, is one good aspect. According to insurance analytics company Verisk, the total cost of reconstruction, including personnel and materials, is up 1.6% so far this year, down from increases of more than 7% in each of the previous three calendar years.

But it seems like the effects of the weather are growing worse. A spate of recent strong storms across the Midwest have caused considerable home insurance losses, according to companies. For instance, Progressive reported that last month’s revenue from home insurance premiums was consumed by 92% of catastrophic losses. The business cited extreme weather across the US. Insurance brokers Aon, insured damage from severe storms, wildfires, floods, and other natural catastrophes has exceeded $90 billion each of the last three years in the United States. According to the Aon data, that is much more than the inflation-adjusted averages for any of the four decades prior, including $54 billion for the 2010s and $40 billion for the 2000s.

According to Porfilio of the Insurance Information Institute, insurers “expect catastrophe losses to remain elevated for all the climate-risk reasons we, scientists, and everyone else have talked about.” According to scientists and brokers, global warming is making some natural disasters more common while population changes into prone areas are raising the expenses at the source.

The substantial rise in costs for the reinsurance coverage that house insurance firms purchase to transfer some of their risk reflects the rising cost of catastrophes. According to Fox, these higher premiums may be passed directly on to homeowners’ bills, depending on the state regulator. According to data from his company, reinsurance rates increased by an average of 33% and 50% for renewals that took place on June 1 and included numerous Florida companies.

How to Respond if Your Insurance Claim is Rejected

There are three things you should do if your insurance claim for water damage is rejected:

Call the insurance provider.

An insurance claim is handled by numerous departments within the insurance provider. Based on their personal beliefs, anyone could contest the assertion. It is crucial to get in touch with the insurance provider and learn the precise reasons why the claim was rejected.

Request A Review.

Ask for the claim to be evaluated if you are unable to fix the problem. The insurance adjusters may get the answers to their inquiries and approve the claim through the review procedure.

Call Chad T. Wilsom Law Firm, PLLC.

Speak with a water damage attorney if you’re having trouble getting your claim processed or if the insurance company is attempting to pay less for the claim than is reasonable.

Learn more about our attorneys:
https://cwilsonlaw.com/meet-the-team-chad-t-wilson-law-firm-pllc-insurance-attorney/

Follow us on Social media:
https://beacons.ai/chadtwilsonlaw

We are thrilled to announce that six of our gifted attorneys at The Chad T. Wilson Law Firm, PLLC, have been recognized by The National Trial Lawyers: Top 100.

Who are the Top 100 National Trial Lawyers?
The National Trial Lawyers Top 100 is an invitation-only professional association made up of the top litigators from each state or region who satisfy strict requirements to practice civil plaintiff and/or criminal defense litigation. Peer nominations and independent research are both used in the thorough, impartial, and consistently applied procedure that determines the winner. Only the top few attorneys from each state or region who exhibit exceptional leadership, reputation, influence, stature, and public profile as measured by fair and uniformly applied standards in accordance with state bar and model rules are granted membership. Learn more about The Top 100 National Trial Lawyers here.

The Chad T. Wilson Law Firm’s, PLLC, recognized Attorneys:

Chad’s accomplishments:
https://thenationaltriallawyers.org/members/chad-wilson/

Jay’s accomplishments:
https://thenationaltriallawyers.org/members/jay-simon/

Michaels’s accomplishments:
https://thenationaltriallawyers.org/members/michael-jack/

Davids’s accomplishments:
https://thenationaltriallawyers.org/members/david-sanders/

Brandon’s accomplishments:
https://thenationaltriallawyers.org/members/brandon-schilter/

Joseph’s accomplishments:
https://thenationaltriallawyers.org/members/joseph-milensky/

We are proud of their achievements and the positive impact they’ve made on our firm.

Congratulations!

Learn more about us:

Call Chad T. Wilsom Law Firm, PLLC.
Speak with a property damage attorney if you’re having trouble getting your claim processed or if the insurance company is attempting to pay less for the claim than is reasonable.

Learn more about our attorneys:
https://cwilsonlaw.com/meet-the-team-chad-t-wilson-law-firm-pllc-insurance-attorney/

Follow us on Social media:
https://beacons.ai/chadtwilsonlaw

Most people are aware of the potential devastation that floods could do to cities and towns. If a flood damages your property, you can be forced to pay for costly repairs, depending on how bad the flood was. Everyone is susceptible to flooding, so being aware of the potential effects on your home and the precautions you may take to safeguard it will help you be more prepared.

How can a flood affect my property?

A flood can harm your property, from unstable floors to mold. However, property owners should walk around and physically inspect their property for structural damage and look for downed electrical lines or gas leaks before going inside to assess the damage. When you are unsure whether it is safe to enter the property or not, do not go inside.

Following a flood, you could discover the following types of damage at your house:

Electrical Problems After Water Damage

If the original water damage is not repaired, it could harm your electrical system as well as other gadgets and devices throughout the house. Damaged wiring may arc or result in power surges that could permanently break plugged-in equipment.

Enter your property only when the electricity has been completely turned off by the utility company, the fire department, or a licensed electrician. The only way to entirely disconnect the house from the grid is to remove the meter from the socket. Though someone is running a generator nearby and back-feeding electricity into the damaged electrical infrastructure, you could still be electrocuted in a flooded basement even though you’ve lost power.

Property Appliance Harm

Four Key Precautions: As you evaluate the damage, keep yourself and your family safe by:

1. Wait for a professional to inspect your appliances.

If there is moisture in the electrical components, this could short-circuit the device or, even worse, shock the user, posing a serious and even fatal risk of damage.

The best course of action is to wait until the water has subsided before unplugging any appliances that came into contact with the water during a flood. Avoid performing this while submerged in water. Nanni continues, “Don’t reconnect appliances until a certified technician has examined them.

2. Avoid using the HVAC.

According to the Centers for Disease Control and Prevention’s instructions for re-entering a flooded house, turning on your cooling (or heating) equipment can spread mold throughout your ductwork and home.

Before you turn on your system, have an HVAC expert with knowledge of mold cleanup evaluate it. The CDC states that “professional cleaning will kill the mold and stop future mold growth.” You can use your HVAC system to remove surplus moisture from your home once it is operational and has been determined to be safe.

3. Watch Out for Mold Inside

Your Freezer and Refrigerator.
When you arrive at your house, it’s a positive indicator if the refrigerator or freezer is still on. But that doesn’t necessarily mean the appliance is safe. Wet insulation will dry slowly after the device is powered on and running, which leaves it open to mold growth.

If the water in your kitchen climbed just a few inches, you might be in luck. According to Joe Pacella, the engineer who oversees CR’s tests of refrigerators and freezers, “the refrigerator’s compressor and condenser are sealed, and—unless it’s a built-in model—those parts are located at the bottom of the refrigerator.” “Because it’s higher up, the insulation is probably dry,” Given that it is significantly closer to the floor than the insulation in a refrigerator, the insulation in a chest freezer is most likely moist.

4. Keep an eye on the ice and water inside your fridge.

The icemaker and water dispenser on a refrigerator are connected to your water line. According to Greg Crite, manager of GE Appliances’ Technical Assistance Group, you should change the water filter in your refrigerator if you’ve been without water for a while or are currently under a boil alert. He also suggests the following actions to safeguard your health: Throw away your ice, run the ice-maker for an hour, flush the dispenser for three to five minutes, then clean and disinfect the bins.

Mildew and Mold

Mold can start to grow on any damp surface within 24 to 48 hours, according to the Federal Emergency Management Agency (FEMA). This means that after a flood, mold can impact your personal belongings, such as clothing and furniture, in addition to construction components like drywall, flooring, and insulation. Drying out your home and possessions as soon as you can is one way to aid in preventing the formation and spread of mold. The CDC advises opening the windows and using fans and dehumidifiers to aid in drying out the house if an electrician has confirmed it is safe to use the electricity.

Septic System and Well Water System Damage

The Environmental Protection Agency (EPA) warns that after a flood, septic tank filters may become clogged with debris, which will reduce the tank’s capacity to absorb water. After a flood, make a plan to have it tested and inspected as soon as you can. According to the EPA, flood water may also carry sediment that contaminates drinking water when it enters wells. Prior to consumption, be sure your water has been tested and, if necessary, treated.

What should I do if my home sustains flood damage?

You must promptly notify your insurer of your loss in writing, per your flood insurance policy’s requirements. To get the process started, get in touch with your flood insurance agent or the relevant flood insurance provider. The name of your insurance provider, your policy number, and your contact information will probably be required when filing a claim.

How to Respond if Your Water Damage Claim is Rejected

There are three things you should do if your insurance claim for water damage is rejected:

1. Call the insurance provider.

An insurance claim is handled by numerous departments within the insurance provider. Based on their personal beliefs, anyone could contest the assertion. It is crucial to get in touch with the insurance provider and learn the precise reasons why the claim was rejected

2. Request A Review.

Ask for the claim to be evaluated if you are unable to fix the problem. The insurance adjusters may get the answers to their inquiries and approve the claim through the review procedure.

3. Call Chad T. Wilsom Law Firm, PLLC.

Speak with a water damage attorney if you’re having trouble getting your claim processed or if the insurance company is attempting to pay less for the claim than is reasonable.

Learn more about our attorneys:
https://cwilsonlaw.com/meet-the-team-chad-t-wilson-law-firm-pllc-insurance-attorney/

Follow us on Social media:
https://beacons.ai/chadtwilsonlaw

Meet Shannon, our most recent employee of the month candidate!

Shannon began her career in accounting in 2013 within the oil and gas industry, where she quickly advanced and cultivated her passion for numbers. She also holds over 20 years of customer service and office administration experience. She made the move into legal and trust accounting in 2017, when she joined Chad T. Wilson Law Firm. Shannon currently manages all settled cases for the firm, along with various other accounting and administrative aspects.

In her free time, she loves spending time with her family. Shannon has three children and two grandchildren who keep her busy. She also enjoys traveling, cooking, reading, and art.

When other candidates were asked why they nominated Shannon July’s Employee of the Month, one said:

“Shannon goes above and beyond every day. She is my go-to for a second opinion and is always thinking ahead. She is not only very smart, but also wonderful to work with.”

Congratulations on this wonderful achievement Shannon.

Learn more about our team at:
https://cwilsonlaw.com/meet-the-team-chad-t-wilson-law-firm-pllc-insurance-attorney/

 

Insurance companies often deny claims for storm damage due to a lack of evidence, incorrect information, or a failure to meet the policy requirements. However, homeowners who feel that their claim has been unfairly denied can take legal action to challenge the decision.

If an insurance claim is denied, the first step is to contact the insurance company and request an explanation. If the denial is not justified, the next step is to appeal the decision. If the appeal is unsuccessful, consider consulting a lawyer to discuss potential legal recourse.

These days, agents have limited information about an insurance claim. They may only have access to a few pieces of data, such as the claimant’s name, address, and type of insurance. Without additional information, it can be difficult for agents to make an informed decision about the claim. This problem can lead to delays and customer dissatisfaction.

Thank you for having us discuss the difficulties people are facing while in fear of their insurance claim being denied by major insurance companies. We all agree that the process of filing a claim can be complex and overwhelming and that many people may not have the resources or knowledge to properly navigate the system. Going forward, we must work together to ensure that people are not unfairly denied the coverage they need.

The Chad T. Wilson law firm is here to help you get the compensation you deserve after a claim has been denied. We have a team of experienced attorneys who specialize in fighting for the rights of individuals and businesses.

We will work with you to ensure that you receive a fair and just outcome. Contact us today for a free consultation. Our team will use their expertise and knowledge of the law to fight for you. We are committed to working tirelessly to make sure your rights are protected. Let us help you today!

View the complete Story Here:

https://www.newschannel10.com/video/2023/06/22/chat-chad-t-wilson-law-firm-talks-about-storm-damage-claims/

Learn more about our attorneys:
https://cwilsonlaw.com/meet-the-team-chad-t-wilson-law-firm-pllc-insurance-attorney/