Winter Storm Uri left millions of Texans without power, water, food, and emergency services for days. Some rural areas saw these outages for weeks. Not since Hurricane Harvey had there been a more costly natural disaster, with damages in the excess of $100 billion dollars state-wide.

All 254 Texas counties experienced the freeze to some degree. Aside from the lack of power and water, multiple Texas residents also had to manage winter storm damage from frozen pipe bursts and flooding to roof damage from frozen trees and fallen branches. Many Texans are still wondering what can be done to recover from the damages the brutal winter storm caused to their homes and businesses.

Winter Freeze Insurance Claims Process
Homes and businesses built in Texas were not constructed to withstand extremely lengthy freezing temperatures. As a result, when the electrical grid failed, local way stations could not provide the water pressure necessary to keep water from becoming stationary in pipes across millions of neighborhoods and businesses. Plummeting temperatures caused the water to freeze and expand, and plumbing pipes began breaking, causing water leaks within homes, businesses, retail shops, churches, and more.

Prior to filing a claim, policyholders should understand the terms of their insurance coverage and the extent of the damage caused by the winter storm. Having a home or business fixed can be difficult. With property damage reaching across nearly every county in Texas, plumbers, roofers, and contractors are in high demand.

Insurance companies are explicit about the steps you must take after a storm and the criteria that must be met to have any hope of getting the insurance policy to pay out on your claim. If you are unable to meet those requirements, your odds of a full recovery decrease. Insurers deny claims all the time. Having your insurance claim reviewed prior to submitting it will assist in a smoother claims resolution process and increase the likelihood of your claim being accepted.

Statute of Limitations Expires Soon
The Statute of limitations for Winter Storm Uri property damage ends February 2023. Homes and businesses need to take advantage of this fast-approaching deadline. If the insurance company is stalling or delaying your insurance claim settlement, or if the payment you received on your insurance policy does not cover all the damages, call the Chad T. Wilson law firm today! Time is running out on your winter storm damages. Do not miss the deadline to file!

Texas Winter Storm Attorneys
We understand that recovering from a disaster can be an exhausting, disorganized, and confusing process. Our expert winter storm attorneys will aggressively go after your insurance company. Call us for a free case review. If we do not win, we do not get paid.

Property damage only gets worse over time. If the insurance company did not fully repair your winter storm property damage, then maximize your insurance claim settlement and contact the Chad T. Wilson law firm today!

Winter Freeze Lawsuit Deadline Quickly Approaches

It’s been almost two years since the Winter Freeze hit Texas and caused billions of dollars in property damage state-wide, but now the Winter Freeze lawsuit deadline is about to expire. If you are a victim of the Winter Freeze’s storm damage, here is some crucial information for you:

What Is The Deadline For The Winter Freeze?

Honestly, it translates to a particular date you will not be able to file a lawsuit for your Winter Storm damages. A statute of limitations deadline sets the maximum amount of time that can pass after an event for which a lawsuit can no longer be started. Should your Winter Freeze claim have been denied, delayed, or underpaid, and you miss the statute of limitations, you will not be able to recover for your claim even if your case is a clear win.

Your case ends once the statute of limitations has passed if your lawsuit was not filed in time.

How Is My Homeowners Insurance Claim Affected?

The Texas Civil Practice & Remedies Code establishes the standard statute of limitations period for breach of contract claims, which would include a lawsuit to recover insurance proceeds due under an insurance policy. Section 16.070(a) allows parties to agree to shorten the length of that limitation period, as long as it is at least two years. Unsurprisingly, nearly all insurance policies contain a provision setting a limitation period of two years, the minimum period allowed, to give the policyholder as little time as possible to act. We can review your claim and determine whether there may be a statute of limitations issue that would impact your claim.

Is My Case Safe From The Statutes of Limitations?

The statute of limitations deadline represents the very last day that you may be able to file your lawsuit. Generally, a plaintiff filing a lawsuit before the statute of limitations ends should be able to avoid dismissal on the grounds that the lawsuit was untimely filed. However, to avoid potential issues which would negatively impact your case, it is strongly recommended that you contact an attorney well in advance of what you may think the statute of limitations deadline might be so there is enough time to investigate the claim and file a lawsuit ahead of the deadline.

When Is The Deadline To File?

Because property damage claims have a statute of limitation period of only two years under most policies, most homeowners believe that the date of the event is the start of the countdown to the statute of limitations expiring. This is not entirely correct. Instead, the clock starts running as soon as a contract (the insurance policy) is breached. For instance, when an insurance company issues a letter denying a claim, the clock on the limitations period will start running as of the date of that letter. If a claim is underpaid, the letter from the insurance company informing the homeowner that some payment will be issued will start the clock.

How Do I Determine When My Case Deadline Expires?

Talk with one of our expert insurance claims attorneys before time runs out. An insurance claims attorney can quickly evaluate when your Winter Freeze deadline has come up and aid you in making the right decisions for your claim. Maximize your settlement and contact the law offices of the Chad T. Wilson Law Firm today. Call us at (832) 415-1432 or visit our website if your property insurance claim has been denied, delayed, or underpaid.