Florida homeowners insured by Citizens Property Insurance Corp.—the state’s insurer of last resort—are discovering that challenging a property insurance claim denial is an uphill battle. Recent investigations show that Citizens has routed more than 1,500 disputes into a mandatory arbitration system where it wins over 90% of final hearings.Read More

Texas homeowners are facing yet another hurdle in the state’s insurance crisis. In May, Lemonade announced it would no longer sell new home and condo policies in 12 counties.Read More

Windstorm insurance protects homeowners against wind-related damage from events like hurricanes, tornadoes, hailstorms, high-speed winds, and derechos. Coverage may vary considerably depending on your state, region, or insurer.Read More

Despite a court ruling and regulatory sanctions, California’s insurer of last resort, the California FAIR Plan, continues to deny smoke damage claims from homeowners affected by the January wildfires. According to a Los Angeles Times review of denial letters, policyholders have been denied coverage for smoke damage, drywall removal, insulation replacement, and other building materials...Read More

Dealing with hurricane damage is stressful enough. Fighting with your insurance company doesn’t have to be another battle after wrestling with a disaster.Read More

Getting your home and land ready for hurricane season is crucial to minimize property damage, prevent hurricane insurance claims, and protect your family's safety. While some measures may involve upfront costs, they can lead to significant savings and quicker recovery after a storm. Here are some tips to help you get ready.Read More

Finding water damage in your home can be incredibly stressful, and having your insurance provider deny your claim only adds to the frustration. Water damage often occurs due to storms, heavy rainfall, and plumbing issues. If State Farm turns down your water damage claim, it might seem like you have no alternatives, but don’t give...Read More

More than 20 homeowners in Dothan, Alabama, are taking legal action against State Farm Fire and Casualty Company, claiming the insurer denied valid property insurance claims after a series of hailstorms earlier this year. The lawsuit, filed August 5th, is spearheaded by attorney Gantt Pierce, who represents residents from the Grove Park neighborhood and surrounding...Read More

Insurance companies operating in Texas closed almost half the claims filed by homeowners last year without paying anything, part of a rising trend that is shifting more costs onto property ownersRead More

Home insurance premiums have been rising sharply across the U.S., especially in Texas, due to a combination of climate-related risks, economic pressures, and shifts in the insurance industry.Read More