State Farm, California’s largest home insurer, is requesting a 30% rate increase on homeowners insurance. The company cites wildfire risks and rising reconstruction costs as reasons for the hike. However, advocacy group Consumer Watchdog has raised concerns about the fairness of these rates. Why is Consumer Watchdog criticizing State Farm?Read More

On August 5, 2024, Hurricane Debby made landfall in Florida, bringing 99 mph winds, a 6-foot storm surge, and dozens of tornadoes. The storm caused extensive flooding and wind damage, leaving thousands of homes and businesses demolished and tragically resulting in eight fatalities.Read More

On September 19th, we celebrate International Talk Like a Pirate Day—a fun reminder of the days when treasure, ships, and the high seas ruled the world. But did you know that modern property...Read More

  In a significant move affecting Texas homeowners, Progressive Insurance has announced a temporary suspension of offering new homeowners insurance policies in the state. This decision comes on the heels of Hurricane Beryl’s devastation across Houston and raises concerns about the stability of the homeowners insurance market in Texas. At Chad T. Wilson Law Firm,...Read More

Texas residents and property owners continue to be absorbed in the post-derecho of 2024, and Hurricane Beryl. Navigating the storm of insurance claims can be maddening and confusing. But that’s not surprising when your house or business is damaged or destroyed and you are dealing with property damage and loss. Here’s a brief blog to...Read More

If you have property damage, it can be a very stressful situation for you and/or your family. Whether it be from a hurricane or tropical storm or from an accidental event, the last thing that you expect is for your insurer to deny an insurance claim it may owe...Read More

Structural Integrity: A damaged roof can compromise the structural integrity of your property. If left unrepaired, even minor damage can worsen over time, potentially leading to more extensive structural issues. Water Damage: One of the most common problems associated with roof damage is water leakage. Holes, cracks, or missing shingles can allow water to seep...Read More

These windstorms have the potential to cause a variety of property damages, such as: Property owners should secure unsecured objects, trim trees and branches, reinforce weak places, and insure their property to reduce potential damages in the event of a windstorm. Furthermore, minimizing the risk of damage and ensuring human safety during extreme wind events can...Read More

Chad T. Wilson – Blogs and ResourcesFebruary, 27th 2024Updated: February, 27th 2024 12:30 p.m.Source: https://cwilsonlaw.com/ What are the most common types of hail damage claims? Hailstorms can cause various types of property damage, leading to property insurance claims. The most common types of hail damage claims include: It’s crucial to file a property hail insurance claim...Read More

Chad T. Wilson – Blogs and ResourcesFebruary, 5th 2024Updated: February, 13th 2024 11:22 a.m.Source: https://cwilsonlaw.com/ Water damage claims can arise from various sources, and the types of water damage can be categorized based on the cause and the affected property. The most common types of water damage insurance claims often result from common household issues, accidents,...Read More