Getting your home and land ready for hurricane season is crucial to minimize property damage, prevent hurricane insurance claims, and protect your family's safety. While some measures may involve upfront costs, they can lead to significant savings and quicker recovery after a storm. Here are some tips to help you get ready.Read More

Finding water damage in your home can be incredibly stressful, and having your insurance provider deny your claim only adds to the frustration. Water damage often occurs due to storms, heavy rainfall, and plumbing issues. If State Farm turns down your water damage claim, it might seem like you have no alternatives, but don’t give...Read More

More than 20 homeowners in Dothan, Alabama, are taking legal action against State Farm Fire and Casualty Company, claiming the insurer denied valid property insurance claims after a series of hailstorms earlier this year. The lawsuit, filed August 5th, is spearheaded by attorney Gantt Pierce, who represents residents from the Grove Park neighborhood and surrounding...Read More

As Texas lawmakers debate property tax relief and exemptions, another urgent affordability issue is on the rise: skyrocketing homeowners insurance premiums. In 2024 alone, home insurance rates in Texas rose by 22%, according to the Texas Department of Insurance, as reported by the Fort Worth Star-Telegram. These increases are pricing out prospective buyers and pushing...Read More

Insurance companies operating in Texas closed almost half the claims filed by homeowners last year without paying anything, part of a rising trend that is shifting more costs onto property ownersRead More

Home insurance premiums have been rising sharply across the U.S., especially in Texas, due to a combination of climate-related risks, economic pressures, and shifts in the insurance industry.Read More

Have you ever looked at your homeowner’s insurance policy and thought, “I have no idea what any of this means”? If so, you’re not alone—and it could cost you.Read More

Two new lawsuits filed in Los Angeles are shining a spotlight on a worsening insurance crisis in California. Complaints allege that major home insurance companies, including State Farm, have colluded to limit coverage in wildfire-prone communities, forcing homeowners onto the state-run FAIR Plan. This last-resort plan offers only basic coverage and comes with high premiums,...Read More

As severe weather season approaches in Minnesota, many homeowners are taking a closer look at their property insurance—only to find that coverage isn’t what it used to be.Read More

The challenges facing homeowners in disaster-prone areas have grown exponentially, particularly in California. In 2023, three major home insurance companies in the state denied claims at rates significantly higher than the national average, according to a report from Weiss Ratings (source). This trend raises concerns about the state of home insurance amid a climate crisis...Read More