As Texas lawmakers debate property tax relief and exemptions, another urgent affordability issue is on the rise: skyrocketing homeowners insurance premiums. In 2024 alone, home insurance rates in Texas rose by 22%, according to the Texas Department of Insurance, as reported by the Fort Worth Star-Telegram. These increases are pricing out prospective buyers and pushing...Read More

Insurance companies operating in Texas closed almost half the claims filed by homeowners last year without paying anything, part of a rising trend that is shifting more costs onto property ownersRead More

Home insurance premiums have been rising sharply across the U.S., especially in Texas, due to a combination of climate-related risks, economic pressures, and shifts in the insurance industry.Read More

Have you ever looked at your homeowner’s insurance policy and thought, “I have no idea what any of this means”? If so, you’re not alone—and it could cost you.Read More

Two new lawsuits filed in Los Angeles are shining a spotlight on a worsening insurance crisis in California. Complaints allege that major home insurance companies, including State Farm, have colluded to limit coverage in wildfire-prone communities, forcing homeowners onto the state-run FAIR Plan. This last-resort plan offers only basic coverage and comes with high premiums,...Read More

As severe weather season approaches in Minnesota, many homeowners are taking a closer look at their property insurance—only to find that coverage isn’t what it used to be.Read More

The challenges facing homeowners in disaster-prone areas have grown exponentially, particularly in California. In 2023, three major home insurance companies in the state denied claims at rates significantly higher than the national average, according to a report from Weiss Ratings (source). This trend raises concerns about the state of home insurance amid a climate crisis...Read More

In a significant move affecting Texas homeowners, Progressive Insurance has announced a temporary suspension of offering new homeowners insurance policies in the state. This decision comes on the heels of Hurricane Beryl’s devastation across Houston and raises concerns about the stability of the homeowners insurance market in Texas. At Chad T. Wilson Law Firm, we...Read More

Texas residents and property owners continue to be absorbed in the post-derecho of 2024, and Hurricane Beryl. Navigating the storm of insurance claims can be maddening and confusing. But that’s not surprising when your house or business is damaged or destroyed and you are dealing with property damage and loss. Here’s a brief blog to...Read More

In the wake of the devastating storms that swept through Texas, countless residents are now embarking on the challenging journey of recovery. This path is often complicated by the daunting task of navigating insurance claims, particularly when faced with denials or underpayments by insurance companies.Read More