Allstate Vehicle and Property Insurance Company Ignores Damage to Deny Insurance Claim

Allstate Ignores Damage to Client’s Property

Our client recently filed a lawsuit against Allstate Vehicle and Property Insurance Company and its adjusters. A Third-party adjuster was hired after several denied claims and subpar inspections. The client’s home was seriously damaged by strong winds and a hailstorm that blew through Harris County, Texas, on May 21, 2016. Allstate and its adjusters conducted a substandard and improper inspection of our client’s property, grossly undervaluing the cost of repairs and deliberately yielding an unrealistic amount to underpay coverage.

The May 21, 2016 Storm

On May 21, 2016, a severe wind and hailstorm tore through Harris County, pelting our client’s home with hail and heavy rain. The storm damaged Plaintiff’s roof to such a degree as to cause leaks in the interior of the home. After the storm, our client promptly submitted a claim to Allstate, hoping his insurance company would help him repair his home.

Allstate Vehicle and Property Insurance Company Home Insurance Claim

Allstate assigned two adjusters to inspect the property and adjust the claim twice. The first adjuster conducted a subpar investigation, refused full coverage, and said the home suffered no damage from the storm. The second adjuster generated an estimate of only $191.25, which was well below Plaintiff’s deductible. This left our client with zero recovery necessary to make repairs to his home.

The third-party adjuster expert hired after the insurance company’s fraudulent inspection found a litany of damages that were either conveniently absent or undervalued in Allstate’s estimate.

Third-party adjuster was hired to help

The third-party adjuster estimated the real damage to our client’s home at $22,076.86.

Allstate’s adjusters intentionally undervalued our client’s claims in order to maintain their jobs. They misrepresented the amount of damage, hoping our client would simply rely on their expertise and fraudulent estimates as a true representation of the property’s damages.

Allstate’s fraud forced our client to retain an attorney, just so he could get his home repaired. On August 9, 2017 the Chad T. Wilson Law Firm filed suit on behalf of our client against Allstate. The firm is suing for the amount of damages Allstate should have paid our client from the beginning, as well as fees and penalties for failing to investigate our client’s claim in a reasonable manner.

Houston Property Insurance Lawyers 

If your homeowner insurance carrier has denied your insurance claim, then we can help. The experienced attorneys at Chad T. Wilson Law Firm have represented more than 1,000 clients in cases against insurance companies. Our property insurance lawyers aggressively protect the rights of insurance policyholders. Our consultations are free, and you owe us nothing until your case is won. Contact us today to see how we can help.

Harris-County-Homeowners-Fight-Back-Against-Allstate

Our clients, homeowners whose home was damaged when a severe storm passed through Houston, Texas, were forced to file a lawsuit against Allstate Vehicle and Property Insurance Company and its adjuster after they conducted a substandard and improper inspection of the couples property, grossly undervaluing the cost of repairs and deliberately yielding an unrealistic amount to underpay coverage.

January 9, 2016 Storm

On January 9, 2016, a severe wind- and hailstorm bombarded Harris County, Texas, tearing through neighborhoods and destroying homes as it went. Their home suffered severe damage to the roof and exterior, as well as some rooms of the interior. After the storm, the homeowners quickly submitted a claim to Allstate, hoping their insurance company would help them get their life back in order.

Allstate Vehicle and Property Insurance Company Home Insurance Claim

Allstate assigned one of its adjusters to inspect the property and adjust the claim. The adjuster knowingly conducted a subpar investigation, refusing full coverage and estimating damages to total about $1,700, which, after the deductible, left our clients with no recovery to make repairs to their home.

The third-party expert hired after the insurance company’s fraudulent inspection found a litany of damages that were either conveniently absent or undervalued in Allstate’s estimate.

The damage to our client’s property is currently estimated at nearly $37,000.

Allstate’s adjuster intentionally undervalued our clients’ claims in order to maintain his job, misrepresenting the amount of damage in the hopes that our clients would simply rely on his expertise and fraudulent estimate as a true representation of the property’s damages.

Because of Allstate Vehicle and Property Insurance Company’s fraud, our clients were unable to complete any meaningful repairs to their home, which resulted in even more damage. They were forced to retain an attorney to pursue their claim for insurance benefits. On November 17, 2016, the Chad T. Wilson Law Firm filed suit, on behalf of our client, against Allstate Vehicle and Property Insurance Company for fraud, breach of contract, negligence, gross negligence, negligent hiring and violations of the Texas Insurance Code and the Texas DTPA.

Texas Property Insurance Lawyers

If your homeowner insurance carrier has denied your insurance claim, we can help. The experienced property insurance attorneys at Chad T. Wilson Law Firm have represented more than 1,000 clients in cases against insurance companies and aggressively protect the rights of insurance policyholders. Our consultations are free, and you owe us nothing until your case is won. Contact us today to see how we can help.

Two Houston residents, our clients, recently filed suit against Allstate Vehicle and Property Insurance Company and its adjuster. Their home was seriously damaged in a severe storm that ripped through Harris County, Texas in April 2016. Allstate and its adjuster conducted a substandard and improper inspection of their home, grossly undervaluing the cost of repairs and deliberately yielding an unrealistic amount to underpay coverage.

April 17, 2016 Storm

On April 17, 2016, a severe storm bombarded Houston, pelting our clients’ home with damaging hail. Their property suffered severe damage to the roof and exterior, as well as much of the house’s interior. After the storm, our clients quickly submitted a claim to Allstate, hoping their insurance company would help them get their life back in order.

Allstate Vehicle and Property Insurance Company Home Insurance Claim

Allstate assigned one of its adjusters to inspect the property and adjust the claim. The adjuster knowingly conducted a subpar investigation, refusing full coverage and estimating damages to total about $1,800. After the deductible, this left our clients with no money to repair their home.

The third-party expert hired after the insurance company’s negligent inspection found a litany of damages that were either conveniently absent or undervalued in Allstate’s estimate. For example, the adjuster failed to recognize damage to the roof, but discovered the interior water damage that was caused by the damaged roof.

The damage to our clients’ property is currently estimated at $34,500.

Allstate’s adjuster intentionally undervalued our clients’ claims in order to maintain his job. He misrepresented the amount of damage hoping our client would simply rely on his expertise and fraudulent estimate as a true representation of the property’s damages.

Because of Allstate’s fraud, our clients could not complete any meaningful repairs to their home, resulting in even more damage. Allstate’s inadequacies forced them to retain an attorney to pursue their claim for insurance benefits. On October 19, 2016, the Chad T. Wilson Law Firm filed suit, on behalf of our clients, against Allstate Insurance Company and its adjuster for fraud, breach of contract, negligence, gross negligence and violations of the Texas Insurance Code and the Texas DTPA.

Texas Property Insurance Lawyers

If your homeowner insurance carrier has denied your insurance claim, then we can help. The experienced attorneys at Chad T. Wilson Law Firm have represented more than 1,000 clients in cases against insurance companies. Our property insurance lawyers aggressively protect the rights of insurance policyholders. Our consultations are free, and you owe us nothing until your case is won. Contact us today to see how we can help.