Houston Man Sued Allstate

Our Client Sued Allstate

Our client, a man whose home was damaged by a severe storm in Houston, Texas, sued Allstate Vehicle and Property Insurance Company and its adjuster after they conducted a substandard and improper inspection of our client’s property, grossly undervaluing the cost of repairs and deliberately yielding an unrealistic amount to underpay for coverage.

January 8, 2016 Storm

On January 8, 2016, a severe wind- and hailstorm bombarded Harris County, Texas, tearing through neighborhoods and destroying homes as it went. Our client celebrated the New Year picking up the pieces of his broken home. His home suffered severe damage to the roof and exterior, as well as some rooms of the interior. After the storm, the man quickly submitted a claim to Allstate, hoping his insurance company would help him get his life back in order.

Allstate Vehicle and Property Insurance Company Home Insurance Claim

Allstate assigned one of its adjusters to inspect the property and adjust the claim. The adjuster knowingly conducted a subpar investigation, refusing full coverage and estimating damages to total about $2,300, which, after the deductible, left our client without the necessary recovery to make repairs to his home.

The third-party expert hired after the insurance company’s fraudulent inspection found a litany of damages that were either conveniently absent or undervalued in Allstate’s estimate.

The damage to our client’s property is currently estimated at $28,200.

Allstate’s adjuster intentionally undervalued our client’s claims in order to maintain her job, misrepresenting the amount of damage in the hopes that our client would simply rely on her expertise and fraudulent estimate as a true representation of the property’s damages.

Because of Allstate Vehicle and Property Insurance Company’s fraud, our client was unable to complete any meaningful repairs to his home, which resulted in even more damage. He was forced to retain an attorney to pursue his claim for insurance benefits. On September 22, 2016, the Chad T. Wilson Law Firm filed suit, on behalf of our client, against Allstate Vehicle and Property Insurance Company for fraud, breach of contract, and violations of the Texas Insurance Code and the Texas DTPA. We sued Allstate and we WON!

Texas Property Insurance Lawyers

If your homeowner insurance carrier has denied your insurance claim, we can help. The experienced property insurance attorneys at Chad T. Wilson Law Firm have represented more than 1,000 clients in cases against insurance companies and aggressively protect the rights of insurance policyholders. Our consultations are free, and you owe us nothing until your case is won. Contact us today to see how we can help.

Woman Sues Travelers Lloyds for Undervaluing Tornado Damage

Our client, a woman whose home was damaged when a tornado passed through Rowlett, Texas,  was forced to file a lawsuit against Travelers Lloyds of Texas Insurance Company and its adjuster after they conducted a substandard and improper inspection of our client’s property, grossly undervaluing the cost of repairs and deliberately yielding an unrealistic amount to underpay coverage.

December 26, 2015 Tornado

On December 26, 2015, a severe tornado ripped through Rockwall County, Texas, leaving in its wake a path of desolation and destruction. Instead of celebrating the holidays, our client was scrambling to pick up the pieces of her broken home. Her home suffered severe damage to the roof, exterior and garage, among other damages. After the storm, the woman quickly submitted a claim to Travelers, hoping her insurance company would help her get her life back in order.

Travelers Lloyds of Texas Insurance Company Home Insurance Claim

Travelers assigned one of its adjusters to inspect the property and adjust the claim. The adjuster knowingly conducted a subpar investigation, refusing full coverage and estimating damages to total about $24,000, leaving our client with only $11,500 to repair her entire home after subtracting the deductible.

The third-party expert hired after the insurance company’s deceptive inspection mostly found the same damages as Travelers’s adjuster, but the costs of repair were significantly higher than the adjuster’s low-balled estimates. When Travelers’s adjuster estimated the roof repairs would cost $4,400, the expert estimated nearly $7,000. Where the adjuster found damage to the front exterior of her home, the expert estimated damage five times greater, as well as more than $5,000 in damages to the other three sides of the property.

The damage to our client’s property is currently estimated at $59,650.

Travelers’s adjuster intentionally undervalued our client’s claims in order to maintain his job, misrepresenting the amount of damage in the hopes that our client would simply rely on his expertise and fraudulent estimate as a true representation of the property’s damages.

Because of Travelers Lloyds of Texas Insurance Company’s fraud, our client was unable to complete any meaningful repairs to her home, which resulted in even more damage. She was forced to retain an attorney to pursue her claim for insurance benefits. On September 13, 2016, the Chad T. Wilson Law Firm filed suit, on behalf of our client, against Travelers Lloyds of Texas Insurance Company for fraud, breach of contract, and violations of the Texas Insurance Code and the Texas DTPA.

Texas Property Insurance Lawyers

If your homeowner insurance carrier has denied your insurance claim, we can help. The experienced property insurance attorneys at Chad T. Wilson Law Firm have represented more than 1,000 clients in cases against insurance companies and aggressively protect the rights of insurance policyholders. Our consultations are free, and you owe us nothing until your case is won. Contact us today to see how we can help.

Client Sues Nationwide for Fraud

Our client, a homeowner’s association in Harris County, sues Nationwide Property and Casualty Insurance and its adjusters after they conducted a substandard and improper inspection of our client’s 26 properties, yielding grossly inaccurate and unrealistic assessments of the cause, extent and dollar amount of damage to underpay coverage.

April 19, 2015 Hailstorm

On April 19, 2015, a severe hail and windstorm swept across Spring, Texas, leaving damage and destruction in its wake. Our client was no exception. Its homes suffered significant damage, including damage to the roofing, windows, doors, electrical systems, stucco and trimming, among other damages. After the storm, the homeowner’s association submitted a claim to Nationwide, hoping to repair its homes so its residents could get their lives back.

Nationwide Property and Casualty Company Home Insurance Claim

Nationwide assigned one of its adjusters to inspect the property and adjust the claim. The adjuster knowingly conducted a subpar investigation, initially denying any damage and refusing full coverage. After a second inspection, she conveniently found that 15 of the 26 properties suffered the exact same damage: each property had precisely 1/4 of a roof square’s worth of damage. All of the estimated damages outlined by the adjuster amounted to $1,273 per property, leaving our client without recovery to repair the homes.

Three months after the initial inspection, Nationwide transferred the case from the first adjuster to a second. Our client’s third-party expert asked the new adjuster to reinspect the property, but the adjuster declined, suggesting that any additional damage they might find would still not meet the deductible. This adjuster subsequently denied two more re-inspection requests from our client.

The third-party expert hired after the insurance company’s inspection, or lack thereof, found a myriad of damages — that were conveniently absent from Nationwide’s inspection — totaling more than $826,500.

Nationwide’s adjusters intentionally undervalued our client’s claims in order to maintain their jobs, misrepresenting the amount of damage in the hopes that our client would simply rely on their expertise and fraudulent estimate as a true representation of the property’s damages.

Because of Nationwide Property and Casualty Company’s gross negligence and fraud, our client was unable to complete any substantive repairs to its property, which resulted in even more damage. It was forced to retain an attorney to prosecute its claim for insurance benefits. On July 27, 2016, the Chad T. Wilson Law Firm filed suit, on behalf of our client, against Nationwide Property and Casualty Company for fraud, breach of contract, and violations of the Texas Insurance Code and the Texas DTPA.

Texas Property Insurance Lawyers

If your homeowner insurance carrier has denied your insurance claim, we can help. The experienced property insurance attorneys at Chad T. Wilson Law Firm have represented more than 1,000 clients in cases against insurance companies and aggressively protect the rights of insurance policyholders. Our consultations are free, and you owe us nothing until your case is won. Contact us today to see how we can help.

Suit Filed Against Standard Casualty Company

Our client, a woman whose home was damaged during a severe storm, was forced to file a lawsuit against Standard Casualty Company and its adjuster after they conducted a substandard and improper inspection of our client’s property, grossly undervaluing the cost of repairs and deliberately yielding an unrealistic amount to underpay coverage.

May 26, 2016 Hailstorm

On May 26, 2016, a severe hail- and windstorm swept across Montgomery, Texas, destroying homes and lives as it went. Our client was no exception. Her home suffered significant damage, including damage to the roof, windows, master bathroom, dining room, living room, hallway, laundry room, and second bathroom, among other damages. After the storm, the woman hastily submitted a claim to Standard, hoping to mend her home quickly so she could start living again.

Standard Casualty Company Home Insurance Claim

Standard assigned one of its adjusters to inspect the property and adjust the claim. The adjuster knowingly conducted a subpar investigation, refusing full coverage and estimating damages to total only $2,000, leaving our client without the recovery needed to repair her home.

The third-party expert hired after the insurance company’s negligent inspection found a myriad of damages — that were conveniently absent from Standard’s inspection — totaling more than $33,000.

Standard’s adjuster intentionally undervalued our client’s claims in order to maintain his job, misrepresenting the amount of damage in the hopes that our client would simply rely on his expertise and fraudulent estimate as a true representation of the property’s damages.

Because of Standard Casualty Company’s gross negligence and fraud, our client was unable to complete any substantive repairs to her home, which resulted in even more damage. She was forced to retain an attorney to prosecute her claim for insurance benefits. On September 1, 2016, the Chad T. Wilson Law Firm filed suit, on behalf of our client, against Standard Casualty Company for fraud, breach of contract, negligence, gross negligence, negligent hiring, and violations of the Texas Insurance Code and the Texas DTPA.

Texas Property Insurance Lawyers

If your homeowner insurance carrier has denied your insurance claim, we can help. The experienced property insurance attorneys at Chad T. Wilson Law Firm have represented more than 1,000 clients in cases against insurance companies and aggressively protect the rights of insurance policyholders. Our consultations are free, and you owe us nothing until your case is won. Contact us today to see how we can help.