Long-Time Client of Allstate Sues for Fraud

Client Sues Allstate for Fraud and WINS!

Our client recently filed a lawsuit against Allstate and its adjuster, Michael Stoddard. The client’s home was seriously damaged in a wind and hailstorm that occurred in Fort Bend County, Texas, in May 2016. Allstate and its adjuster, Stoddard, conducted a substandard and improper inspection of our client’s property, grossly undervaluing the cost of repairs and deliberately yielding an unrealistic amount to underpay coverage.

May 13, 2016 Storm

On May 13, 2016, a wind and hail storm tore through Fort Bend County, pelting our client’s home with hail and heavy rain. Damaged areas of the property include, but are not limited to, the roof, vents, flashings, windows, window screens, fascia, gutters, downspouts, and HVAC system. After the storm, our client promptly submitted a claim to Allstate hoping her insurance company would help her repair her home.

Allstate Home Insurance Claim

Allstate assigned one of its adjusters to inspect the property and adjust the claim. The adjuster, Michael Stoddard, knowingly conducted a subpar investigation, refusing full coverage and estimating damages to total about $0.00. After applying the deductible, this left our client without any recovery to make repairs to her home. Allstate’s treatment of our client in such manner is even more egregious, considering the fact that she has maintained insurance coverage with Allstate for over forty years, always paying her premiums, fulfilling her contractual obligations.

The third-party expert hired after the insurance company’s fraudulent inspection found a litany of damages that were either conveniently absent or undervalued in Allstate’s and its adjuster, Michael Stoddard’s, estimate.

The third-party adjuster estimated the real damage to our client’s home at $20,835.14.

Allstate’s fraud forced our client to retain an attorney, just so she could get her roof, vents, flashings, windows, window screens, fascia, gutters, downspouts, and HVAC system repaired. On November 15, 2016, the Chad T. Wilson Law Firm filed suit on behalf of our client against Allstate and Michael Stoddard. The firm is suing for breach of contract, violations of the Texas Insurance Code, violations of the Texas Deceptive Trade Practices Act, bad faith, fraud, conspiracy to commit fraud, negligence, and gross negligence.

Texas Property Insurance Lawyers

If your homeowner insurance carrier has denied your insurance claim, then we can help. The experienced attorneys at Chad T. Wilson Law Firm have represented more than 1,000 clients in cases against insurance companies. Our property insurance lawyers aggressively protect the rights of insurance policyholders. Our consultations are free, and you owe us nothing until your case is won. Contact us today to see how we can help.

Our clients, a couple whose home was damaged in a severe storm, recently filed a lawsuit against Centauri Specialty Insurance Corporation and its adjuster. Centauri conducted a substandard and improper inspection of our clients’ property. They grossly undervalued the cost of repairs and deliberately yielded an unrealistic amount to underpay for coverage.

September 11, 2016 Storm

On September 11, 2016, a wind and hailstorm blew through Fort Bend County, tearing through neighborhoods as it went. Our clients’ Sugar Land home sustained extensive damage to the roof and exterior, as well as interior water damage. After the storm, they promptly submitted a claim to Centauri, hoping their insurance company would help them repair their home.

Centauri Specialty Insurance Corporation Home Insurance Claim

Centauri assigned one of its adjusters to inspect the property and adjust the claim. The adjuster knowingly conducted a subpar investigation, refusing full coverage. After applying the deductible, our clients had zero recovery necessary to make repairs to their home.

The third-party expert hired after the insurance company’s negligent inspection found a litany of damages that Centauri’s adjuster conveniently left out or undervalued in his estimate.

The third party adjuster estimated the real damage to our clients’ home at nearly $47,900.

Centauri’s adjuster intentionally undervalued our clients’ claims in order to maintain his job. He misrepresented the amount of damage, hoping our clients would simply rely on his expertise and fraudulent estimate as a true representation of the property’s damages.

Centauri Insurance Corporation’s fraud forced our clients to retain an attorney, just so they could get their roof repaired. On February 21, 2017, the Chad T. Wilson Law Firm filed suit, on behalf of our clients, against Centauri Insurance Corporation. The firm is suing for fraud, breach of contract, negligence, gross negligence, negligent hiring, and violations of the Texas Insurance Code and the Texas DTPA.

Houston Property Insurance Lawyers

If your homeowner insurance carrier has denied your insurance claim, we can help. The experienced property insurance attorneys at Chad T. Wilson Law Firm have represented more than 1,000 clients in cases against insurance companies and aggressively protect the rights of insurance policyholders. Our consultations are free, and you owe us nothing until we win your case. Contact us today to see how we can help.