Insurance companies often deny claims for storm damage due to a lack of evidence, incorrect information, or a failure to meet the policy requirements. However, homeowners who feel that their claim has been unfairly denied can take legal action to challenge the decision.

If an insurance claim is denied, the first step is to contact the insurance company and request an explanation. If the denial is not justified, the next step is to appeal the decision. If the appeal is unsuccessful, consider consulting a lawyer to discuss potential legal recourse.

These days, agents have limited information about an insurance claim. They may only have access to a few pieces of data, such as the claimant’s name, address, and type of insurance. Without additional information, it can be difficult for agents to make an informed decision about the claim. This problem can lead to delays and customer dissatisfaction.

Thank you for having us discuss the difficulties people are facing while in fear of their insurance claim being denied by major insurance companies. We all agree that the process of filing a claim can be complex and overwhelming and that many people may not have the resources or knowledge to properly navigate the system. Going forward, we must work together to ensure that people are not unfairly denied the coverage they need.

The Chad T. Wilson law firm is here to help you get the compensation you deserve after a claim has been denied. We have a team of experienced attorneys who specialize in fighting for the rights of individuals and businesses.

We will work with you to ensure that you receive a fair and just outcome. Contact us today for a free consultation. Our team will use their expertise and knowledge of the law to fight for you. We are committed to working tirelessly to make sure your rights are protected. Let us help you today!

View the complete Story Here:

https://www.newschannel10.com/video/2023/06/22/chat-chad-t-wilson-law-firm-talks-about-storm-damage-claims/

Learn more about our attorneys:
https://cwilsonlaw.com/meet-the-team-chad-t-wilson-law-firm-pllc-insurance-attorney/

Property damage from hailstorms costs billions of dollars annually ¹ and the cost seems to be increasing. Hundreds of home and business owners have damaged property when a storm clears. They must therefore deal with the unforeseen repair expense.

Siding, windows, roofs, and other components of buildings are frequently severely damaged by hail. In many cases, the degree of the harm is not immediately apparent.

When hail damage does occur, your insurance provider should pay for any necessary property repairs or replacements.

Unfortunately, getting insurance to cover hail damage is not always simple.

At Chad T. Wilson Law Firm, we recommend that you recognize why your hail claim was rejected.

First, you have to recognize the basis for the rejection.
An insurance provider must provide a thorough written justification for their judgment when denying a hail claim. Examine the justification in detail to make sure you comprehend the decision to reject your claim.

The written justification may shed light on “bad faith” actions, for example:

The insurance company provided a repair cost estimate that was significantly lower than the estimate of the contractor who assessed the damages. If this is the case, the insurance provider might be attempting to provide you with less money than you need to pay for the repairs.

Speak with your insurance provider if you’ve read the claim and are still unsure of the reason it was rejected. It is required by law to justify your denial.

Here are some tips that we recommend:

Investigate Your Insurance Policy.

You can better grasp what your insurance covers if you read your policy from beginning to end. Your insurance provider should be paying for the damage if your policy includes coverage for hail damage.

Gather all documentation related to hail damage.

Keep thorough records while making an insurance claim for hail damage. The more details you can offer, the more likely it is that your damage will be covered.

Take close-up photos of the hail damage.

Keep the contractor’s repair estimate, the claim denial, an in-depth description of the damages that includes the storm’s date and time, as well as any other pertinent documents and information.

Speak With A Property Damage Lawyer About The Claim.

Look for a lawyer with an understanding of and experience handling insurance denials. The lawyer will walk you through your situation during your free initial appointment and should be able to assess whether you have a case against your insurance provider. You are protected if insurance rejects claims it should be paying for. Furthermore, even little hail damage could cost a lot to fix.

The financial fallout from a hailstorm should NOT be your responsibility.

Chad T. Wilson Law Firm, PLLC, offers a legal team that will help you get the justice and compensation you deserve.

Our practice areas include:
🌨 Hail Damage Claims
🌪 Windstorm/Hurricane Damage
🏢 Commercial Claims
💧 Water Damage Claims
🔥 Fire & Smoke Damage

Get a free consultation today!

When Life Throws Curveballs: Navigating Insurance Claim Denials with Chad T. Wilson Law Firm.

Story:

A family in Edgard, Louisiana had it all and lost it all due to Hurricane IDA. Thus, leaving them with nothing but devastation and the fear that they could be homeless soon. Valuable insights from the Chad T. Wilson Law Firm can help regarding the challenges of insurance claims being denied. In this news blog, we dive into the story of a family in Louisiana whose story relies on the importance of seeking legal counsel in such circumstances.

After August 29th, you can no longer file a suit against your insurance company, only 2 years after the anniversary of Hurricane IDA.

After filing an insurance claim, Shalon Saul was met with a disheartening response: her claim was underpaid and unfairly denied.

“It’s just unfair that you do what you’re supposed to do. You pay your insurance, and they take you through these motions of going back and forth, and for what? You know, I did it right. You need to do right,” said Shalon.

Families feeling overwhelmed and unsure of their rights, highly suggest that everyone should seek legal advice from Chad T. Wilson Law Firm, PLLC.

The Chad T. Wilson Law Firm, known nationwide for expertise in insurance claim denials, can offer much-needed guidance and support during challenges of this kind. Chad T. Wilson can inform you and your family about all insurance denial rights and discuss the potential legal avenues available to challenge the denial.

Our firm emphasizes the importance of thoroughly reviewing insurance policies, understanding the fine print, and ensuring accurate disclosure of all pertinent information when filing a claim.

Conclusion:

Shalon Saul’s story is a testament to the resilience of the human spirit and the importance of seeking legal counsel when faced with insurance claim denials. The Chad T. Wilson Law Firm’s valuable insights and expert guidance can empower people like Shalon to navigate the complex legal landscape and secure the justice they deserve. It serves as a reminder to all individuals facing similar challenges to never lose hope and to explore all available legal options. When life throws curveballs, having Chad T. Wilson Law Firm by your side can make all the difference.

View Complete Story Here:
www.wwltv.com

Bills proposed:

• House Bill 1706, authored by Representative Mary Ann Perez. Read House Bill 1706.

• Senate Bill 796, authored by Senator Mayes Middleton. Read Senate Bill 796.

Good News

Governor Abbott just signed one of the bills, HB 1706, into law. Because of this, insurers, even surplus lines, are not permitted to issue any policy endorsements that forbid an insured from hiring a public adjuster. Out of concern regarding the increasing number of carriers adopting “Anti-Public Adjuster” language in their policies, TAPIA pursued this legislation. The right of policyholders to work with public adjusters is protected by the new law. Go through House Bill 1706. Since it safeguards both policyholders’ right to receive assistance with their claim and public adjusters’ right to contract, this is likely the most crucial of the two bills. 

Bad News

It’s important to remember that once the law was passed and the regular session ended, Texans for Lawsuit Reform vowed to reject it. TLR remained mute during every hearing and didn’t get in touch with TAPIA to discuss any issues with the bill. There is no way to determine if the Governor’s decision was caused by the unexpectedly late opposition.
In order to develop plans for the upcoming session in 2025, TAPIA continues to investigate ideas during special sessions.

All TAPIA members are sincerely appreciated for their membership and engagement in support of these initiatives.