As North Carolina marks Landslide Preparedness Week, many assume they’re covered. Here’s how homeowners insurance treats landslides in North Carolina — and where the coverage gaps are.
The Oklahoma State Farm lawsuit accuses one of the country’s largest home insurers — along with Allstate — of building its roof-claim process to pay policyholders less. The claims are serious; they’re now backed by newly released internal documents, and — importantly — they have not been proven in court. But for any homeowner who has ever had a hail claim come back lower than expected, the details are worth understanding.
Three Texas homeowners have filed a proposed federal class action against the Texas Windstorm Insurance Association (TWIA) and its claims vendor, Leading Edge Claims Service (now operating as Hansen), alleging the two systematically reduced Hurricane Beryl damage estimates after field inspections were complete.
