By Chad T. Wilson Law Firm Staff — based on a Florida Office of Insurance Regulation data call notice, October 12, 2026. Read the original notice here.
In the weeks after a major storm, Hurricane Isaias insurance claim data starts to surface through Florida’s catastrophe-reporting process. The Florida Office of Insurance Regulation (OIR) has directed insurers to file catastrophe reports on Isaias, with submissions due at noon Eastern on set dates — including Thursday, October 15. It’s worth understanding what this reporting is, because it’s easy to misread. The short version: these deadlines belong to insurers, not to you.
Under the data call notice, insurers authorized to write property and related lines in Florida must file a 2026 Catastrophe Reporting Form through the state’s filing system. The reports are cumulative — each one covers all claims as of the reporting date — and companies with policies in force but no claims yet file a “No Data” report. Submissions are due by 12 p.m. Eastern on each listed date, with the next deadline on October 15. The notice is addressed to insurers; it does not create any reporting duty for individual policyholders.
Once the OIR publishes aggregate results, the figures can be genuinely useful: total claims reported, how many are open versus closed, how much has been paid, and the split between residential and commercial coverage. They paint a picture of how the market as a whole is responding to Isaias.
What they cannot tell you is how your claim will be handled. An aggregate count does not establish the value of any single loss, and it is not a measure of whether a particular claim is covered. It’s also worth a note of caution: the existence of a data call does not, by itself, reveal official claim volumes — those come only when the OIR actually releases the numbers. Read the data as weather, not as a forecast for your own roof.
This is the point most likely to cause confusion. The October 15 noon deadline is a regulatory reporting date for insurance companies. It is not a date by which you must file your claim, and missing it costs you nothing. Your deadlines are the ones in your own policy and under Florida law — things like prompt notice of loss and proof-of-loss requirements. Those are the dates to put on your calendar.
While the state collects its numbers, your job is simpler and more concrete: build a clean record of your loss. A few steps go a long way:
Chad T. Wilson Law Firm represents policyholders — not insurers — and has resolved more than 6,000 property insurance claims. If your Hurricane Isaias hurricane damage claims have been denied, delayed, or underpaid, our team can review your policy and, as your insurance claim lawyer, press your insurer on the specifics of your loss. Headquartered in Webster, Texas, and representing policyholders nationwide, we work on contingency — no recovery, no fee. Denied, delayed, or underpaid? Call (833) 942-0678 for a free policy review.
This article is for informational purposes only and is not legal advice. Industry and regulatory data are not a measure of any individual claim, and no outcome is guaranteed. Coverage depends on your policy and the specific facts of your loss.
Sources: Florida OIR — Data Call Notice: Hurricane Isaias Catastrophe Reporting; Florida Office of Insurance Regulation
