When the tragedy of a fire hits your home, one of the few comforting thoughts is that your insurance coverage will allow you to rebuild. Sadly, many individuals discover that the insurance company that promised to be there for them in the event of a tragedy is not as responsive as they promised. Insurance companies regularly deny valid claims or offer a settlement that is far less than it costs to replace what was lost.
We work closely with experts who assess the damage to your home or business and provide a true repair and replacement cost. We handle all aspects of your claim and work to get your insurance company to pay the full value of your fire insurance claim.
We are prepared to use litigation if your insurance company refuses to treat you fairly. A bad faith lawsuit for denial of your fire damage claim may seek not only the full value of your property loss, but also punitive damages designed to punish the insurance company for its bad faith tactics.
Did your insurance company base the claim decision and payment on a report issued by its insurance adjuster following an inspection of the property? Did your insurance company base the claim decision upon a report issued by an expert such as a cause and origin inspector? Did the cause and origin expert conclude the fire was caused by arson? If so, your claim may have been underpaid or improperly denied.
If you are wrestling with a denied, delayed or underpaid claim, we are here to help. If you feel you have been treated unfairly by your insurance company, call the experienced fire damage attorneys at 832-415-1432 or email us to schedule a free initial consultation.