Homeowners are all too familiar with the destruction that tornadoes, hail storms, wind and other weather can cause to homes, businesses, vehicles and other property. If your life has been impacted by serious storm damage, you are left to literally pick up the pieces. You expect to receive support from the insurance company you have paid regular premiums to, but many property owners find that their insurance companies deny valid claims for coverage or prolong the review process.
Mother Nature certainly has interesting methods to find a way to cause serious damage to your home. Most of the time, when you hear mention of a natural disaster, you might understandably think of floods, thunderstorms, or a wildfire, but not necessarily a windstorm. Regardless of how unexpected a windstorm might be; one is still fully capable of wreaking havoc.
Knowing what to look for after a windstorm in terms of damage can help you ensure that you are filing a correct and complete damage claim with your homeowner’s insurance provider.
When surveying your property after a windstorm, you might see:
- Damage caused by thrown debris
- Removed roofing tiles
- Walls damaged by fallen trees
- Shattered windows
Obviously, a major storm that causes millions of dollars of damage will keep insurance companies busy reviewing claims. However, policyholders have a right to a timely review of their claim and payment on their policy in an equally timely fashion. Instead, many policyholders end up patching together a solution while they await the outcome of their insurance claim. This can cause unnecessary financial strain.
Every year, devastating storms sweep across our country and cause billions of dollars of damage to homes and businesses. Most of these losses are covered by insurance. Unfortunately, insurance companies continue to find new ways to wrongfully deny, delay or otherwise underpay perfectly valid claims.